Re: Baker, William NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET. SEQ. Reference # (If Applicable) Grantors (Seller) (1) William Thomas Baker Grantees (Buyer) (1) Legacy Group Lending, Inc. Legal Description (abbreviated): Tacoma LD COS L8-9 B7811 Assessor's Tax Parcel ID#: 2078110040 TO: William Thomas Baker 2817 South C Street Tacoma, WA 98402 AND TO: Occupants 2817 South C Street Tacoma, WA 98402 AND TO: Amzie Hunter, Jr. c/o Karl Lin Williams, Esq. 5000 Bridgeport Way West University Place, WA 98467 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 Days from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR LICENSED ATTORNEY IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-Free: 1-877-894-HOME (1-877-894-4663). Web site: The United States Department of Housing and Urban Development Telephone: Toll Free: 1-800-569-4287. Web site: The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: 1-800-606-4819. Website: NOTICE IS HEREBY GIVEN that the undersigned Trustee will on Friday, the 22nd day of January, 2016, at the hour of 10:00 o'clock, a.m., at the 2nd floor entry plaza of the County-City Building located at 930 Tacoma Avenue South, Tacoma, WA 98402 in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lots 8 and 9, Block 7811, THE TACOMA LAND COMPANY'S ADDITION TO TACOMA, W.T., according to the plat filed for record on July 7, 1884, in the Office of the County Auditor, in Pierce County, Washington. Situate in the County of Pierce, State of Washington. (commonly known as 2817 South "C" Street, Tacoma, WA 98402) which is subject to the certain Deed of Trust dated, September 21, 2007, recorded September 26, 2007, under Auditor's File No. 200709260412, records of Pierce County, Washington from William Thomas Baker as Grantor to Chicago Title, as Trustee, to secure an obligation in favor of Legacy Group Lending, Inc., as beneficiary. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Principal: $183,000.00 Late charges 72 late charges of $61.65 for each monthly payment not made within 15 days of its due date: $ 4,438.80 Interest Interest due at 7.125% per annum from 10/02/2009 to 10/01/2015: $ 80,658.20 TOTAL: $268,097.03 b. Default other than failure to make monthly payments: Not applicable at this time. TOTAL DEFAULT OTHER THAN FAILURE TO MAKE MONTHLY PAYMENTS: Not applicable at this time. IV The sum owing on the obligation secured by the Deed of Trust is: Principal $183,000.00, together with interest as provided in the note or other instrument secured from the 17th day of September, 2007, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on the 22nd day of January, 2016. The default(s) referred to in paragraph III must be cured by the 11th day of January, 2016 (11 days before the sale) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 11th day of January, 2016 (11 days before the sale) the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 11th day of January, 2016, (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the Holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: TO: William Thomas Baker 2817 South C Street Tacoma, WA 98402 AND TO: Occupants 2817 South C Street Tacoma, WA 98402 by both first class and certified mail on the 31st day of August, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 2nd day of September, 2015, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in possession of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X Notice to Occupants or Tenants The Purchaser at the Trustee=s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. HECKER WAKEFIELD & FEILBERG, P.S., SUCCESSOR TRUSTEE DATED: October 14, 2015 By: /s/Jordan M. Hecker Its: President 321 First Avenue West Seattle, WA 98119 (206) 447-1900 This is an attempt to collect a debt and any information obtained will be used for that purpose. STATE OF WASHINGTON) ss. COUNTY OF KING) On this 14th day of October, 2015, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared Jordan M. Hecker to me known to be the President of Hecker Wakefield & Feilberg, P.S. the corporation that executed the foregoing instrument, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and an oath stated that he is authorized to execute the said instrument and that the seal affixed is the corporate seal of said corporation. Witness my hand and official seal hereto affixed the day and year first above written. /s/Kelly B. Guillemette Print Name: Kelly B. Guillemette Notary Public in and for the State of Washington, residing at Seattle My commission e
xpires: 4/17/16 IDX-664552 December 23, January 13