Re: Baek, Steve C and Cindy NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington, Chapter 61.24 RCW I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 14th day of June, 2013 at the hour of 10:00 o'clock AM. at the second floor entry plaza, 930 Tacoma Avenue S,in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following describe real property, situated in the County of Pierce, State of Washington, legally described as follows, to-wit: PTN LOT 1 AND ALL OF LOTS 2-8, BLOCK 4,LONDON AND LIVERPOOL ADD. TO TACOMA, VOL. 2, P. 22, PIERCE COUNTY Abbreviated, see below for full legal description LEGAL DESCRIPTION PARCEL A: THE NORTH 75 FEET OF LOTS 1 THROUGH 8, INCLUSIVE, BLOCK 4, LONDON AND LIVERPOOL ADDITION TO TACOMA, W.T., AS PER PLAT RECORDED IN VOLUME 2 OF PLATS, PAGE 22, RECORDS OF PIERCE COUNTY AUDITOR; EXCEPT THAT PORTION OF LOT 1 CONVEYED TO THE CITY OF TACOMA BY INSTRUMENT RECORDED UNDER AUDITOR'S FILE NUMBER 2924949; TOGETHER WITH THAT PORTION OF 56TH STREET AS VACATED BY ORDINANCE NO. 22098 OF THE CITY OF TACOMA; RECORDED UNDER AUDITOR'S FILE NUMBER 2998157. PARCEL B: THE SOUTH 45 FEET OF LOTS 1 THROUGH 8, INCLUSIVE, BLOCK 4, LONDON AND LIVERPOOL ADDITION TO TACOMA, W.T., AS PER PLAT RECORDED IN VOLUME 2 OF PLATS, PAGE 22, RECORDS OF PIERCE COUNTY AUDITOR; SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON. Tax account number: 5345000080 and 5345000081 Which is subject to that certain Deed of Trust dated the 14th day of November 2008, recorded on the 19th day of November, 2008, under Auditor's File No. 200811190821, records of Pierce County, Washington, from Steve C Baek and Cindy Baek, husband and wife, as Grantor, to First Financial Diversified Corporation, as Trustee, to secure an obligation in favor of First Savings Bank Northwest, as Beneficiary, the beneficial interest in which was assigned by N/A, under an Assignment recorded under Auditor's File No. N/A. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount of $54,480.00 Late fees in the amount of $2,680.68 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $1,300,060.95, together with interest as provided in the note or other instrument secured from the 14th day of November, 2008, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 14th day of June, 2013. The default(s) referred to in Paragraph III must be cured by the 3rd day of June, 2013 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the 3rd day of June, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 3rd day of June, 2013, (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Current Occupant, 5604 E Portland Ave Units A-F, Tacoma WA 98404; Current Occupant, 5606 E Portland Ave Tacoma WA 98404 Steve C Baek 9701 S Tacoma Way #106 Tacoma WA 98499 Cindy Baek 9701 S Tacoma Way #106 Tacoma WA 98499 Steve C Baek, 10508 NE 20th St, Bellevue WA 98004 Cindy Baek, 10508 NE 20th St, Bellevue WA 98004 by both first class and certified mail on the 30th day of January, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 6th day of February, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877894-4663) http://www.dfi.wa.gov/ consumers/homeownership/ post_purchase_ counselors_foreclosure.htm United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Local counseling agencies in Washington: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 http://nwjustice.org/what-clear Dated this 11th day of March, 2013. /s/Stephen Freeborn, Trustee 300 North Meridian Puyallup WA 98371 253-863-2525 EISENHOWER AND CARLSON, PLLC 1200 Wells Fargo Plaza 1201 Pacific Avenue Tacoma, WA 98402 (253)572-4500 May 15, June 4