Re: Auble, Joseph NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/ homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http:// nwjustice.org/what-clear I. NOTICE IS HEREBY GIVEN that the undersigned, CLEAR RECON CORP., 9311 S.E. 36th Street, Suite 100, Mercer Island, WA 98040, Trustee will on 12/12/2014 at 10:00 AM at AT THE SECOND FLOOR ENTRY PLAZA OUTSIDE THE PIERCE COUNTY COURTHOUSE, 930 TACOMA AVE SO, TACOMA, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lot 4 of Pierce County Short Plat recorded January 21, 1985 under Recording No. 8501210372, records of Pierce County, Washington; TOGETHER WITH an easement for ingress, egress and utilities as delineated on said Short Plat and on Large Lot recorded under Recording No. 8309020411; EXCEPT any portion thereof lying within said Lot 4. SITUATE in the County of Pierce, State of Washington. Commonly known as: 5719 314th Street Court S Roy, Washington 98580 APN: 021711801-1 which is subject to that certain Deed of Trust dated 5/8/2012, recorded 5/14/2012, as Auditor's File No. 201205140475, records of Pierce County, Washington, from JOSEPH AUBLE, A MARRIED MAN AS HIS SEPARATE ESTATE, as Grantor(s), to ALAN E. SOUTH, ATTORNEY AT LAW, SOUTH & ASSOCIATES, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR URBAN FINANCIAL GROUP, INC., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which was assigned by Urban Financial Group Inc , under an Assignment recorded under Auditor's File No 100795400050113470. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Death of Borrower Immediate payment in full of all outstanding principal, accrued interest, late charges, impounds, advances, taxes, delinquent payments, and/or assessments, if any, as the borrower has died and the property is not the principal residence of at least one surviving borrower. Other Grounds The property ceases to be the principal residence of a borrower for reasons other than death and the property is not the principal residence of at least one other borrower; AND/OR For a period of longer than twelve (12) consecutive months, a borrower fails to physically occupy the property because of physical or mental illness and the property is not the principal residence of at least one other borrower. PROMISSORY NOTE INFORMATION Note Dated: 5/8/2012 Note Amount: ^$300,000.00 Default Date: ^7/27/2012 PAYMENT INFORMATION Principal: ^$125,599.97 Interest:^ $0.00 ADVANCES/LATE CHARGES DESCRIPTION TOTAL Paid legal costs and fees^$810.40 Inspections^$353.00 Appraisals^$735.00 Insurance^$855.00 Taxes^$3,089.19 MIP^$7,891.06 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Trustee's Fee's^$750.00 Posting of Notice of Default^$75.00 Posting of Notice of Sale^$75.00 Publication of Notice of Sale^$600.00 Record Notice of Default^$18.00 Record Notice of Rescission^$38.00 Record Notice of Sale^$77.00 Record Substitution of Trustee^$14.00 T.S.G. Fee^$690.00 T.S.G. Fee (Tax)^$82.84 Title Datedown Fee^$100.00 Mailings^$236.98 TOTAL DUE AS OF 7/31/2014^$16,546.79 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $125,599.97, together with interest as provided in the Note from 7/27/2012, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/12/2014. The defaults referred to in Paragraph III must be cured by 12/1/2014, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/1/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/1/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor's successor interest or the holder of any recorded junior lien or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): SEE ATTACHED EXHIBIT "1" by both first class and certified mail on 6/6/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a depende
nt of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 8/1/14 CLEAR RECON CORP., as Successor Trustee For additional information or service you may contact: Clear Recon Corp. 9311 S.E. 36th Street, Suite 100 Mercer Island, WA 98040 Phone: (206) 707-9599 EXHIBIT "1" NAME ADDRESS ADMINSTRATOR OF THE ESTATE OF JOSEPH AUBLE 5719 314Th Street Court S Roy, WA 98580 CHARLES W AUBLE 16216 SE AUBURN BLACK DIAMOND RD APT D AUBURN, WA 98092-5923 CHARLES W AUBLE 5719 314TH STREET COURT S ROY, WA 98580-9769 Heirs and Devisees of JOSEPH AUBLE 5719 314Th Street Court S Roy, WA 98580 HEIRS AND DEVISEES OF JOSEPH AUBLE PO BOX 1217 Roy, WA 98580-1217 HEIRS AND DEVISEES OF JOSEPH H AUBLE PO BOX 1141 ROY WA 98580-1141 JOSEPH AUBLE 5719 314th St Ct S Roy, WA 98580-1217 JOSEPH AUBLE 5719 314th Street Court S Roy, WA 98580-1217 JOSEPH AUBLE 5719 314Th Street Court S Roy, WA 98580 JOSEPH AUBLE PO BOX 1217 Roy, WA 98580-1217 NORA JANETTE AUBLE 5719 314Th Street Court S Roy, WA 98580 STACEY LAINE AUBLE 12932 SE KENT KANGLEY RD UNIT 352 KENT, WA 98030-7940 STACEY LAINE AUBLE 5719 314TH STREET COURT S ROY, WA 98580-9769 The Estate of JOSEPH AUBLE 5719 314Th Street Court S Roy, WA 98580 THE ESTATE OF JOSEPH AUBLE PO BOX 1217 Roy, WA 98580-1217 THE ESTATE OF JOSEPH H AUBLE PO BOX 1141 ROY WA 98580-1141 November 10, December 1