Re: ANELLO, PETER & CHERIE NOTICE OF TRUSTEE'S SALE Pursuant to R. C. W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on July 5, 2013, at the hour of 10:00 AM, at THE 2ND FLOOR ENTRY PLAZAOUTSIDE THE COUNTY COURTHOUSE, 930 TACOMA AVENUE SOUTH, TACOMA, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of PIERCE, State of Washington: PARCEL "A" THAT PART OF LOTS K AND P IN BLOCK C OF TOWNSITE OF INTERLAAKEN, ACCORDING TO PLAT RECORDED IN VOLUME 9 OF PLATS AT PAGE(S) 10 AND 11, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF LOT K IN BLOCK C OF TOWNSITE OF INTERLAAKEN; THENCE ON THEWEST LINE OF SAID LOT K SOUTH 470.13 FEET; THENCE NORTH 84 DEGREES 30' EAST 206.80 FEET TO THE POINT OF BEGINNING; THENCE FROM SAID POINT OF BEGINNING, SOUTH 22 DEGREES 55' EAST 253.71 FEET TO THE SOUTHEASTERLY LINE OF SAID LOT P; THENCE ON SAID SOUTHEASTERLY LINE OF LOT P, NORTHEASTERLY TO A POINT 32 FEET SOUTHWESTERLY AS MEASURED ALONG THE SOUTHEASTERLY LINE OF LOT P FROM THE MOST SOUTHERLY CORNER OF PROPERTY CONVEYED TO GEO M. HELLYER AND ETHEL M. HELLYER, HUSBAND AND WIFE, BY DEED RECORDED SEPTEMBER 13, 1938 UNDER PIERCE COUNTY AUDITOR'S NO. 1235358: THENCE NORTH 32 DEGREES 54' WEST 254.52 FEET, THENCE SOUTH 40 DEGREES 13' WEST 71.53 FEET, MORE OR LESS, TO THE TRUE POINT OF BEGINNING, IN PIERCE COUNTY, WASHINGTON. PARCEL "B": COMMENCING AT THE NORTHWEST CORNER OF LOT K IN BLOCK C OF TOWNSITE OF INTERLAAKEN, ACCORDING TO PLAT RECORDED IN VOLUME 9 OF PLATS AT PAGE(S) 10 AND 11; THENCE ON THE WEST LINE OF SAID LOT K, SOUTH 470.13 FEET; THENCE NORTH 84 DEGREES 30' EAST 206.80 FEET; THENCE SOUTH 22 DEGREES 55' EAST 253.71 FEET TO THE SOUTHEASTERLY LINE OF LOT P IN BLOCK C OF TOWNSITE OF INTERLAAKEN; THENCE ON SAID SOUTHEASTERLY LINE OF LOT P; NORTHEASTERLY TO A POINT WHICH IS 32 FEET SOUTHWESTERLY AS MEASURED ALONG THE SOUTHEASTERLY LINE OF LOT P FROM THE MOST SOUTHERLY CORNER OF PROPERTY CONVEYED TO GEORGE M. HELLYER AND ETHEL R_ HELLYER, HUSBAND AND WIFE, BY DEED RECORDED ON SEPTEMBER 13, 1938 UNDER PIERCE COUNTY AUDITOR'S NO. 1235358 BEING THE TRUE POINT OF BEGINNING; THENCE NORTH 32 DEGREES 54' WEST, 254.52 FEET TO THE NORTHWESTERLY LINE OF PROPERTY CONVEYED TO EDWIN R. BAUER AND WIFE BY DEED RECORDED UNDER PIERCE COUNTY AUDITOR'S NO. 1854637, THENCE NORTH 40 DEGREES 13' EAST ON SAID NORTHWESTERLY LINE 71 FEET TO THE MOST NORTHERLY CORNER OF SAID BAUER PROPERTY, THENCE SOUTHEASTERLY TO A POINT 75 FEET NORTHEASTERLY FROM THE MOST SOUTHERN CORNER OF SAID PROPERTY CONVEYED TO GEORGE M. HELLYER AND ETHEL R. HELLYER, MEASURED ALONG THE SOUTHEASTERLY LINE OF LOT P AND THE NORTHWESTERLY LINE OF AMERICAN LAKE DRIVE AS ESTABLISHED BY ORDER OF COUNTY COMMISSIONERS IN VOLUME 41 OF COMMISSIONERS RECORDS AT PAGE 515, VACATING A PORTION OF SAD DRIVE; THENCE SOUTHWESTERLY ALONG SAID NORTHWESTERLY LINE OF AMERICAN LAKE DRIVE AND ALONG SAID SOUTHEASTERLY LINE OF LOT P TO THE POINT OF BEGINNING, IN PIERCE COUNTY, WASHINGTON. EXCEPT THE FOLLOWING DESCRIBED PROPERTY. COMMENCING AT A POINT ON THE WEST LINE OF SAID LOT K, LOCATED SOUTH 470.13 FEET FROM THE NORTHWEST CORNER THEREOF; THENCE NORTH 84 DEGREES 30' EAST 208.80 FEET; THENCE SOUTH 22 DEGREES 55' EAST 103.85 FEET 0 THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUING SOUTH 22 DEGREES 55' EAST 76.29 FEET; THENCE AT RIGHT ANGLES TO THE PRECEDING COURSE, NORTH 67 DEGREES 03' EAST 18.00 FEET; THENCE AT RIGHT ANGLES TO THE PRECEDING COURSE, NORTH 22 DEGREES 55' WEST 76.29 FEET; THENCE AT RIGHT ANGLES TO THE PRECEDING COURSE, SOUTH 67 DEGREES 05' WEST 18.00 FEET TO THE POINT OF BEGINNING. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Tax Parcel No: 4725003131, commonly known as 7701 WASHINGTON BOULEVARD SOUTHWEST, LAKEWOOD, WA. The Property is subject to that certain Deed of Trust dated 1/30/2002, recorded 2/15/2002 , under Auditor's/ Recorder's No. 200202150418. records of PIERCE County, Washington, from PETER ANELLO CHERIE ANELLO, as Grantor, to FIRST AMERICAN EQUITY SERVICE, as Trustee, in favor of KeyBank National Association, as Beneficiary, the beneficial interest in which is presently held by KeyBank National Association. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/ are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 2/3/2011, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: amount due as of March 6, 2013 Delinquent Payments from February 03, 2011 1 payments at $ 1,512.06 each $ 1,512.06 1 payments at $ 1,500.43 each $ 1,500.43 1 payments at $ 1,541.68 each $ 1,541.68 1 payments at $ 1,537.93 each $ 1,537.9 1 payments at $ 1,541.67 each $ 1,541.67 1 payments at $ 1,537.93 each $ 1,537.93 1 payments at $ 1,541.68 each $ 1,541.68 1 payments at $ 1,541.67 each $ 1,541.67 1 payments at $ 1,537.93 each $ 1,537.93 1 payments at $ 1,541.68 each $ 1,541.68 1 payments at $ 1,537.93 each $ 1,537.93 1 payments at $ 1,541.67 each $ 1,541.67 1 payments at $ 1,541.59 each $ 1,541.59 1 payments at $ 1,533.88 each $ 1,533.88 1 payments at $ 1,541.36 each $ 1,541.36 1 payments at $ 1,537.62 each $ 1,537.62 1 payments at $ 1,541.36 each $ 1,541.36 1 payments at $ 1,537.62 each $ 1,537.62 2 payments at $ 1,541.36 each $ 3,082.72 1 payments at $ 1,537.62 each $ 1,537.62 1 payments at $ 1,541.36 each $ 1,541.36 1 payments at $ 1,537.62 each $ 1,537.62 1 payments at $ 1,541.36 each $ 1,541.36 1 payments at $ 1,541.45 each $ 1,541.45 1 payments at $ 1,530.43 each $ 1,530.43 (02-03-11 through 03-06-13) Late Charges: $ 750.00 BENEFICIARY ADVANCES FEES DUE $ 5,034.25 Suspense Credit: $ 0.00 TOTAL: $45,744.50 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $166,701.08, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute, V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on July 5, 2013. The default(s) referred to in paragraph III must be cured by June 24, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 24, 2013, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after June 24, 2013, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: CHERIE L. ANELLO, 7701 SOUTHWEST WASHINGTON BOULEVARD , LAKEWOOD, WA, 98498 CHRRIE L. ANELLO, 7701 WASHINGTON BOULEVARD SOUTHWEST, LAKEWOOD, WA, 98498 CHEETE L. ANELLO, 85780 LOOP LANE, EUGNE, OR, 97405 PETER P. ANELLO, 7701 SOUTHWEST WASHINGTON BOULEVARD, LAKEWOOD, WA, 98498 PETER P. ANELLO, 7701 WASHINGTON BOULEVARD SOUTHWEST, LAKEWOOD, WA, 98498 PETER P. ANELLO, 85780 LO
OP LANE, EUGENE, OR, 97405 by both first class and certified mail on 11/30/ 2012, proof of which is in the possession of the Trustee; and on 11/30/ 2012, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894HOME (1-877-984-4663) Web site: http://www.dfi.wa.gov/consumers/ homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc wide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800606-4819 Website: http://nwjustice.org/what-clear NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DATED: 2/28/ 2013 REGIONAL TRUSTEE SERVICES CORPORATION Trustee TIMOTHY FIRMAN, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrustee.com A4367098 05/31/2013, 06/21/2013