Re: Anderson, Marlys NOTICE OF TRUSTEE'S SALE Reference No.: 201301160778 (9111150478) Grantor: Marlys V. Anderson, a single person (deceased) Beneficiary: Pierce County Community Development Corporation, a public corporation Legal Description: S27-T18N-R4E, W.M. Assessor's Tax Parcel No.: 0418274058 Pursuant to the Revised Code of Washington, Chapter 61.24 RCW: I NOTICE IS HEREBY GIVEN that the undersigned Trustee (the "Trustee") will on Friday, December 12, 2014 at 10:00 a.m., at the second floor entrance of the Pierce County Courthouse, located at 930 Tacoma Avenue S., Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington: THE SOUTH 300 FEET OF THE WEST 350 FEET OF THE NORTH HALF OF THE SOUTH HALF OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 27, TOWNSHIP 18 NORTH, RANGE 4 EAST OF THE WILLAMETTE MERIDIAN. EXCEPT SAID WEST 350 FEET OF THE WEST 30 FEET THEREOF FOR COUNTY ROAD. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. TOGETHER WITH all buildings, improvements and tenements now or hereafter erected on the property, an all heretofore or hereafter vacated alleys and streets abutting the property, and all easements, rights, appurtenances, rents, royalties, mineral, oil, and gas rights and profits, water, water rights and water stock appurtenant to the property, and all of the estate, rights, title, claim, interest and demand whatsoever of the Borrower, either in law or in equity, whether now owned or hereafter acquired, or, in and to the property, and all fixtures, machinery, equipment, engines, boilers, incinerators, building materials, appliances and goods of every nature whatsoever now or hereafter located in, or on, or used, or intended to be used in connection with the property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light; and all elevators, and related machinery and equipment, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, mirrors, cabinets, paneling, rugs, attached floor coverings, furniture, picture, antennas, trees and plants; all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the real property covered by this Instrument. The Deed of Trust covers the above-described real property, together with and inclusive of the improvements and fixtures thereon and all leases, rents, issues and profits therefrom and thereon (collectively, the "Property"). The tax parcel number and abbreviated legal description are provided solely to comply with the recording statutes and is not intended to supplement, amend or supersede the real property's full legal description provided herein. The Property is subject to that certain Deed of Trust dated November 7, 1991 and recorded November 15, 1991, under recording no. 9111150478, records of Pierce County, Washington, which Deed of Trust was re-recorded on January 16, 2013 to correct scrivener's error, under recording no. 201301160778, records of Pierce County, Washington, (collectively, the "Deed of Trust"), from Marlys V. Anderson, a single woman ("Borrower" or "Grantor") as Grantor, to Puget Sound Title Insurance Company as initial Trustee, to secure an obligation in favor of Pierce County Community Development Corporation, a public corporation (the "Beneficiary") as the Beneficiary. The Deed of Trust secures the obligations (as defined in the Deed of Trust), including but not limited to all of Borrower's obligations under that certain Promissory Note dated November 7, 1991, in the principal amount of $30,000.00, which Promissory Note was modified by that certain Secured Promissory Note Modification Agreement dated February 9, 1996 (collectively, the "Note"), executed by Borrower as maker in favor of Beneficiary as payee. The Beneficiary is the current owner and holder of the Note and the other obligations secured by the Deed of Trust. Unless otherwise specified in any subsequent notice from Beneficiary or the Trustee under the Deed of Trust, any Trustee's sale held pursuant to this Notice of Trustee's Sale and any subsequent Notice of Trustee's Sale will be a unified sale of all of the Property, real and personal, pursuant to RCW 62A.9A.604(a)(2). II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligations secured by the Deed of Trust in any Court by reason of the Borrower's or Grantor's default on the obligations secured by the Deed of Trust. III The loan matured and was due and payable in full on November 1, 2011. As of August 18, 2014, the Beneficiary declares that you are in default for failure to pay principal and other fees, expenses and charges as herein set forth: CURRENTLY DUE TO REINSTATE AS OF AUGUST 18, 2014 ^AMOUNT (a) Payment as of August 18, 2014 ^$26,864.69 (b) Reconveyance Fee^200.00 TOTAL^$27,064.69 CHARGES, COSTS AND FEES (a) Trustee's Fee^$2,000.00 (estimated) (b) Attorney's Fees & Costs^22,893.26 (c) Trustee's Sale Guarantee^ N/A (d) Service/Posting of Notices^80.00 (estimated) (e) Postage/Copying Expense^ 179.00 (estimated) (f) Recording Fees^100.00 (estimated) TOTAL CHARGES, COSTS AND FEES^$25,252.26 (estimated) TOTAL ESTIMATED AMOUNT TO REINSTATE AS OF AUGUST 18, 2014^$52,316.95 ^(estimated) If any other events of default under the Deed of Trust exist at any time prior to reinstatement, including but not limited to payment of taxes and assessments in connection with the Property, they must also be cured in order to reinstate the Deed of Trust. The foregoing amounts will increase with the passage of time. You should contact the undersigned Trustee for a current reinstatement amount. IV The sum owing on the obligations secured by the Deed of Trust is: Principal $26,864.69, together with such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V The above-described Property will be sold to satisfy the expense of sale and the obligations secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on December 12, 2014. The defaults referred to in Paragraph III must be cured before December 1, 2014, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 1, 2014, the defaults as set forth in Paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time on or after December 1, 2014, and before the sale by the Borrower, Grantor, any guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or the Deed of Trust, and paying all other amounts owing on the obligations secured by the Deed of Trust. VI A written Second Amended Notice of Default was transmitted by the Beneficiary to the Borrower and Grantor at the following addresses: Heirs of Marlys V. Anderson 26621 110th Avenue E. Graham, WA 98338 Occupant 26621 110th Avenue E. Graham, WA 98338 Sharlene Gill Personal Representative of the Estate of Marlys V. Anderson 13003 252nd Street E. Graham, WA 98338 Meridee Mathews, Esq. The Law Firm of Meridee J. Mathews, PS 6108 South M. Street Tacoma, WA 98408 by both first class mail and certified mail on April 2, 2014, proof of which is in the possession of the Trustee; and on April 5, 2014, the written Second Amended Notice of Default was posted in a conspicuous place on the Prop
erty described in paragraph I above, and the Trustee has possession of proof of such posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. Michael D. Bohannon, PLLC, Trustee Attn: Michael D. Bohannon 19586 10th Avenue NE, Suite 300 PO Box 2326 Poulsbo, WA 98370 360-779-6665 VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described Property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's sale is entitled to possession of the Property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI NOTICE TO GUARANTOR NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTOR OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) the guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's sale is less than the debt secured by the Deed of Trust; (2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee's sale; (3) the guarantor will have no right to redeem the Property after the Trustee's sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's sale, or the last Trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the Property as of the date of the Trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's sale, plus interest and costs. DATED August 21, 2014 MICHAEL D. BOHANNON, PLLC, Trustee /s/ Michael D. Bohannon MICHAEL D. BOHANNON, Manager For further information please call (360) 779-6665 THIS IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU HAVE OR ARE IN THE PROCESS OF OBTAINING DISCHARGE OF THE DEBT FROM A BANKRUPTCY COURT, THIS DOCUMENT IS NOT AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF LIEN RIGHTS AGAINST THE PROPERTY. November 10, December 2