Re: #3/Yoon, Duke WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE If you filed bankruptcy or have been discharged in bankruptcy, this communication is for informational purposes only and is not intended as an attempt to collect this debt from you personally. NOTICE OF TRUSTEE'S SALE TO: Occupants of the Premises KeyBank National Association All Other Interested Parties Duke B. Yoon Young S. Yoon I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on May 25, 2012, at the hour of 9:00 a.m., outside the second floor entry plaza, County-City Building, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington 98402, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit: Lots 8, 9 and 10, Block 1, M & M Second Addition, according to the Plat thereof recorded in Volume 14 of Plats, pages 88 and 89, in Pierce County, Washington. (Also known as Parcels A, B and C of Lot Combination recorded under Recording Number 9805080713). Tax Parcel No. 540020-008-1. (commonly known as 5202 100th ST SW, Lakewood WA 98499), which is subject to that certain Deed of Trust, dated February 16, 2005, recorded February 16, 2005, under Auditor's File No. 200502160333, records of Pierce County, Washington, from Duke B. Yoon and Young S. Yoon, as Grantors, to secure an obligation in favor of KeyBank National Association, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: Monthly Payments: 5 monthly payments at approx $3,041.04 each 09/01/11 through 01/01/12^$16,526.96 Unpaid Accrued Late Charges for each month payment not made within 10 days of its due date^$ 857.53 Additional Default Interest:^$ .00 TOTAL^$17,384.49 *plus all attorney's fees and costs and foreclosure fees and costs incurred General Taxes paid by KeyBank for 2009, 2010 and 2011^$50,672.09 N/A IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $386,856.37, together with interest as provided in the note or other instrument secured from August 1, 2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 25th day of May, 2012. The defaults referred to in paragraph III must be cured by the 14th day of May, 2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the 14th day of May, 2012 (11 days before the sale date), the default(s) as set forth in paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 14th day of May, 2012, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written Notice of Default and notice required by RCW 61.24.042 was transmitted by the Beneficiary or Trustee to the Borrower or Grantor and Guarantors at the following addresses: Occupants of the Premises 5202 100th ST SW, Lakewood WA 98499 Duke B. Yoon 5202 100th ST SW, Lakewood WA 98499 Young S. Yoon 5202 100th ST SW, Lakewood WA 98499 Duke B. Yoon 1716 142nd Place SE, Mill Creek WA 98012 Young S. Yoon 1716 142nd Place SE, Mill Creek WA 98012 Duke B. Yoon 23516 84th AVE W, Edmonds WA 98026-8613 Young S. Yoon 23516 84th AVE W, Edmonds WA 98026-8613 Duke B. Yoon 1095 E Washington ST, Sequim WA 98382 Young S. Yoon 1094 E Washington ST, Sequim WA 98382 by both first class and certified mail on December 23, 2011, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on December 23, 2011, with said written Notice of Default notice required by RCW 61.24.042 and/or the Notice of Default notice required by RCW 61.24.042 was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenantoccupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: January 26, 2012. RAINIER FORECLOSURE SERVICES, INC., Successor Trustee By:/s/ Paul V. Rieke PAUL V. RIEKE, Vice President Rainier Foreclosure Services, Inc. c/o SCHWEET RIEKE & LINDE, PLLC 575 S Michigan ST Seattle WA 98108 (206) 275-1010 STATE OF WASHINGTON) ss. COUNTY OF KING) On this day before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared PAUL V. RIEKE, to me known to be the Vice President of the corporation that executed the foregoing NOTICE OF TRUSTEE'S SALE, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that he is authorized to execute the said instrument. Given under my hand and official seal on January 26, 2012. /s/ Maureen A. Fitzgerald Maureen A. Fitzgerald Notary Public in and for the State of Washington, residing at: Seattle My commission expires: 9/27/12 April 27, May 18