Re: 3606 Portland Ave, LLC
NOTICE OF TRUSTEE’S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 28th day of January, 2023, at the hour of 9 am at the 2nd Floor Entry Plaza Outside the County Courthouse, Pierce County Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County(ies) of Pierce, State of Washington, to-wit: THE NORTH HALF OF THE SOUTH HALF OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 15, TOWNSHIP 20 NORTH, RANGE 3 EAST, OF THE WILLAMETTE MERIDIAN, PIERCE COUNTY, WASHINGTON; EXCEPT THE NORTH 46 FEET OF THE EAST 300 FEET THEREOF; ALSO, EXCEPT THE WEST 250 FEET THEREOF; AND EXCEPT THE EASTERLY 12 FEET AS CONVEYED TO PIERCE COUNTY IN DEED RECORDED UNDER RECORDING NO. 2935086; AND ALSO, EXCEPT THAT PORTION LYING EASTERLY OF THE WESTERLY LINE OF PORTLAND AVENUE; SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON. The street address or other common designation if any, of the real property described above is purported to be: 3590 East Portland Ave.,
Tacoma, WA 98404 Which is subject to that certain Deed of Trust dated 13th, November, 2019 recorded 21st, November, 2019 under Auditor’s File No. 201911210532, records of Pierce County, Washington, from 3606 Portland Ave, LLC, as Grantor, to SWIGART & GILL LAW OFFICES, P.S, as Trustee, to secure an obligation in favor of Arizona Instant Funding, LLC, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $56,889.00 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $ 232,900.00 together with interest as provided in the note or other instrument secured from the 21st day of November, 2019, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 28th day of January, 2023. The default(s) referred to in paragraph III must be cured by the 17th day of January, 2023 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 17th day of January, 2023 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after the 17th day of January, 2023 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: 16430 6th Ave W Unit B,
Lynwood, WA 98037
3854 E Portland Ave St.
Tacoma, WA 98404
3002 S 15th St. Tacoma, WA 98405 3590 East Portland Ave. Tacoma, WA 98404 by both first-class and certified mail on the 23rd day of August, 2022, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 23rd day of August, 2022, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. [Add Part X to this notice if applicable under RCW 61.24.040(11)] X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; XI NOTICE TO GUARANTORS OF COMMERCIAL LOANS (a) If you are a guarantor of the obligations secured by the deed of trust on a commercial loan, you may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust. (b) You have the same rights to reinstate the debt, cure the default or repay the debt as is given to the grantor in order to avoid the trustee’s sale. (c) You will have no right to redeem the property after the trustee’s sale. (d) Subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any other deed of trust granted to secure the same debt. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY, CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe resources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: http://www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone (800) 569-4287. Website: http://www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (800) 606-4819. Website: http://nwjustice.org/get-legal-help DATE: September 23, 2022 Trustee:
Swigart & Gill Law Offices, P.S. Trustee address:
2519 N Stevens St,
Tacoma, WA 98406 Trustee Telephone: 253-939-4556 Trustee Fax: 253-444-9000 Signature/By. Douglas Gill Jr., attorney
IDX-969140
December 30, 2022, January 20, 2023