Re: #2/Whinnery, Roger Grantors: Turnbull & Born, PLLC, Trustee Heritage Bank, successor to Northwest Commercial Bank Grantee: Roger E. Whinnery Reference No.: 200710190275 Tax Parcel ID No.: 03-20-35-1-038 Abbrev. Legal: 25-20N-03E NE NE NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODEOF WASHINGTON CHAPTER 61.24, ET SEQ. TO: Roger E. Whinnery 3416 80th St. E. Tacoma, WA 98443 Roger E. Whinnery 15102 Sherman Drive NW Gig Harbor, WA 98332 TO: Other Junior lienholders interested in the real property described below; and TO: Tenants or occupants of the real property described below. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: * The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission. Toll-free: 1-877-894-HOME (1-877894-4663) Web site: http://www.wshfc.org/buyers/counseling.htm * The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc * The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 Web site: http://nwjustice.org/getlegal-help I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, subject to any conditions imposed by the trustee, on December 19, 2014, at the hour of 10:00 o'clock A.M., at the main entrance of the Pierce County-City Building, 930 Tacoma Ave., Tacoma, Washington 98402, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: The East 135.7 feet of the West 231 feet of the Northwest quarter of the Northeast quarter of the Northeast quarter of Section 35, Township 20 North, Range 3 East of the W.M.; EXCEPT 80th Street. Situate in the County of Pierce, State of Washington Assessor's Tax Parcel Number: 03-20-35-1-038 and commonly known as 3416 East 80th Street, Tacoma, WA 98443 and which is subject to that certain deed of trust dated October 15, 2007 and recorded on October 19, 2007, under Auditor's File No. 200710190275, records of Pierce County, Washington, from Roger E. Whinnery, as Grantor, to Puget Sound Title Company, as original Trustee, to secure an obligation in favor of Northwest Commercial Bank, nbm Heritage Bank, as beneficiary (the "Deed of Trust"). On March 27, 2014, the beneficiary appointed Turnbull & Born, PLLC as successor Trustee, pursuant to a Substitution of Trustee recorded with the Pierce County Auditor on April 3, 2014, under Auditor's/Recorder's No. 201404030069. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower or Grantors' default on the obligation secured by the Deed of Trust. III. The default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: Arrearage: A. Past due principal, Loan 191002641 ("Note 2641"):^$637,418.97 B. Interest (as of 7/10/14), Note 2641:^$ 19,436.91 C. Past due principal, Loan 197009152 ("Note 9152"):^$ 51,632.76 D. Interest (as of 7/10/14), Note 9152:^$ 1,498.43 E. Late charges, Note 9152:^$ 87.96 TOTAL ARREARAGE:^$710,075.03 Trustee's Expenses: A. Title reports:^$2,767.82 B. Trustee's Fee & Attorney fee:^$1,500.00 C. Statutory Mailings:^$ 100.00 D. Postings & copies:^$ 266.00 E. Recording costs:^$ 152.00 TOTAL EXPENSES:^$4,785.82