8510.20046 Grantors: Northwest Trustee Services, Inc. ING Bank, FSB Grantee:

8510.20046 Grantors: Northwest Trustee Services, Inc. ING Bank, FSB Grantee: Richard L. Winkler, as his separate estate Ref to DOT Auditor File No.: 200801300020 Tax Parcel ID No.: 022502-3-0142001 Abbreviated Legal: Ptn. NE1/4 SW1/4 52T25N-R2E Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On July 27, 2012, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Kitsap, State of Washington: That portion of the Northeast quarter of the Southwest quarter, Section 2, Township25 North, Range 2 East, W.M., in Kitsap County, Washington, described as follows: Beginning at the South quarter corner of said Section 2; thence along the North-South centerline of said Section 2, North 0 degrees 03'10" East 1334.56 feet to the Southeast corner of said Northeast quarter of the Southwest quarter; thence along the South line of said subdivision, North 88 degrees 26'16" West 662.03 feet to Parcel "A" at the Southwest corner of the East half of the Northeast quarter of the Southwest quarter; thence along the West line of said subdivision, North 0 degrees 02'08" East 350.00 feet; thence South 88 degrees 26'16" East 10.00 feet to the True Point of Beginning; thence continuing South 88 degrees 26'16" East 301.06 feet; thence North 1 degrees 02' 08" East 150.00 feet; thence North 88 degrees 26' 16" West 301.09 feet thence South 1 degrees 02'08" West, 150.00 feet to the True Point of Beginning. TOGETHER WITH an access and utility easement described as follows: Beginning at said Point "A" described above; thence North 1 degrees 02'08" East 425.00 feet; thence South 88 degrees 26'16" East 10.00 feet; thence North 1 degrees 02'08" East 75.00 feet; thence North 88 degrees 26'16" West 25.00 feet; thence South 1 degrees 02'08" West 500.00 feet; thence South 88 degrees 26'16" East 15.00 feet to the Point of Beginning; EXCEPT that portion lying within Knight Road. Commonly known as: 13354 Stonebridge Lane Northeast Bainbridge Island, WA 98110 which is subject to that certain Deed of Trust dated 01/24/08, recorded on 01/30/08, under Auditor's File No. 200801300020, records of Kitsap County, Washington, from Richard L. Winkler, as his separate estate, as Grantor, to Stewart Title of Kitsap County, as Trustee, to secure an obligation "Obligation" in favor of ING Bank, FSB, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 4/19/2012 Monthly Payments $90,312.60 Late Charges $984.40 Lender's Fees & Costs $4,609.81 Total Arrearage $95,906.81 Trustee's Expenses (Itemization) Trustee's Fee $675.00 Title Report $2,045.46 Statutory Mailings $10.00 Recording Costs $14.00 Postings $70.00 Total Costs $2,814.46 Total Amount Due: $98,721.27 IV. The sum owing on the Obligation is: Principal Balance of $850,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 27, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/ 16/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 07/ 16/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/ are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 07/16/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/ or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Richard L. Winkler aka Richard Lowell Winkler 13354 Stonebridge Lane Northeast Bainbridge Island, WA 98110 Unknown Spouse and/or Domestic Partner of Richard L. Winkler aka Richard Lowell Winkler 13354 Stonebridge Lane Northeast Bainbridge Island, WA 98110 by both first class and either certified mail, return receipt requested on 03/13/12, proof of which is in the possession of the Trustee; and on 03/14/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 4/ 19/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. (TS# 8510.20046) 1002.210721-File No., June 29, July 20

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