7523.22771 Grantors: Northwest Trustee Services, Inc. OneWest Bank N.A. (formerly known as OneWest Bank, FSB) Grantee: Robert A. Davis, a single person Ref to DOT Auditor File No.: 200712060157 Tax Parcel ID No.: 9005590460 Abbreviated Legal: UNIT 212, VERONA SOUTH AT LAKELAND, CONDO. PHASE 5, 200506015008 NOTICE OF TRUSTEE'S SALE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Tollfree: 1-877-894-HOME (1-877-8944663). Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on January 23, 2015 which has been postponed to January 30, 2015, at the hour of 10:00 AM, at Outside of the 2nd floor entry plaza, on the west side of the County-City Building, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Unit 212, of Verona South at Lakeland, a Condominium, Phase 5, according to the declaration thereof, recorded May 27, 2004 under Pierce County Recording No. 200405270049, and Amended by Instruments Recorded August 31, 2004 under Recording No. 200408310114, October 28, 2004 under Recording No. 200410280180. March 2, 2005 under Recording No. 200503020947, and June 1, 2005 under Recording No. 200506010909: and Survey Map and Plans Recorded under Recording Numbers 200405275002, 200408315001, 200410285001, 200503025005 and 200506015008, records of Pierce County Auditor. Situate in the City of Auburn., County of Pierce, State of Washington. (Commonly known as: 6529 Elizabeth Loop Southeast, Auburn, WA 98092) which is subject to that certain Deed of Trust dated 11/ 28/07, recorded 12/06/07 under Auditors File No. 200712060157, from Robert A. Davis an unmarried person as his separate estate, as Grantor, to Commonwealth Land Title Insurance Company, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for IndyMac Bank, F.S.B., a Federally Chartered Savings Bank, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for IndyMac Bank, F.S.B., a Federally Chartered Savings Bank to OneWest Bank, FSB, under Auditor's File No. 201105100375. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/ are as follows: Failure to pay when due the following amounts which are now in arrears: Amount due as of 09/26/ 2014 Delinquent Monthly Payments from 4/1/2010 to 6/1/2012 at $2,275.41 each $61,436.07 7/1/ 2012 to 6/1/2013 at $3,472.21 each $41,666.52 7/1/2013 to 6/1/ 2014 at $2,530.22 each $30,362.64 7/1/2014 to present at $2,805.97 each $8,417.91 Late Charges: $5,826.51 Beneficiary Advances: $14,299.34 NSF Charges: $25.00 TOTAL: $162,033.99 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $380,005.48, together with interest as provided in the note or other instrument secured from 03/01/10, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, representation, express or implied, regarding title, possession, encumbrances, or conditions on the property on January 23, 2015 which has been postponed to January 30, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by 01/12/15 now 01/19/15 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 01/12/15 now 01/19/15, (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 01/12/ 15 now 01/19/15 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME AND ADDRESS Robert A. Davis 6529 Elizabeth Loop Southeast Auburn, WA 98092 Robert A. Davis 30682 Military Road South Auburn, WA 98001 Robert A. Davis 6529 Elizabeth Loop Southeast #212 Auburn, WA 98092 Robert A. Davis 30662 34th Place South Auburn, WA 98001-3201 Unknown Spouse and/or Domestic Partner of Robert A. Davis 6529 Elizabeth Loop Southeast Auburn, WA 98092 Unknown Spouse and/or Domestic Partner of Robert A. Davis 30682 Military Road South Auburn, WA 98001 Unknown Spouse and/or Domestic Partner of Robert A. Davis 6529 Elizabeth Loop Southeast #212 Auburn, WA 98092 Unknown Spouse and/or Domestic Partner of Robert A. Davis 30662 34th Place South Auburn, WA 98001-3201 by both first class and certified mail on 04/11/14, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on 04/11/14 with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the
sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.} Effective Date: 09/15/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7523.22771) 1002.267397-File No, December 31, January 22