7303.25952 Grantors: Northwest Trustee Services, Inc. U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 Grantee: Timothy Parrish and Malia Parrish, Husband and Wife Ref to DOT Auditor File No.: 200704180119 Tax Parcel ID No.: 2526011-017-2005 Abbreviated Legal: SW/ NE 25-26-1E Kitsap Co. WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On January 30, 2015, at 10:00 AM under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of KITSAP, State of Washington: That portion of the Southwest quarter of the Northeast quarter, Section 25, Township 26 North, Range 1 East, W.M., in Kitsap County, Washington, described as follows: Beginning at the Southeast corner of the Southwest quarter of the Southwest quarter of the Northeast quarter; thence West 165 feet; thence North 250 feet, more or less, to the Northerly right of way of State Highway No. 21-A; thence North 0 degrees 38' East 222.0 feet; thence North 89 degrees 42' East 233.0 feet; thence South 0 degrees 38' West 246.8 feet; thence South 86 degrees 10' East 30 feet to the True Point of Beginning; thence North 86 degrees 10' West to a Point of intersection with the Northerly right of way line of State Highway No. 21-A; thence Southerly and Easterly along said right of way to a point which is South 0 degrees 38' West from the Point of Beginning; thence North 0 degrees 38; East to the Point of Beginning. Commonly known as: 16836 State Highway 305 Northeast Poulsbo, WA 98370 which is subject to that certain Deed of Trust dated 04/09/07, recorded on 04/18/07, under Auditor's File No. 200704180119, records of KITSAP County, Washington, from Timothy Parrish and Malia Parrish, Husband and Wife, as Grantor, to First American Title, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for First Franklin Financial Corp., An Op. Sub. of MLB&T Co., FSB , its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., An Op. Sub. of MLB&T Co., FSB and its successors and assigns to U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2007-3, under an Assignment/Successive Assignments recorded under Auditor's File No. 201306260012. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/27/2014 Monthly Payments $23,491.00 Lender's Fees & Costs $238.75 Total Arrearage $23,729.75 Trustee's Expenses (Itemization) Trustee's Fee $1,125.00 Statutory Mailings $45.84 Recording Costs $14.00 Postings $80.00 Total Costs $1,264.84 Total Amount Due: $24,994.59 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $142,914.17, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 30, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/ 19/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/19/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 01/19/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address (es): NAME AND ADDRESS Timothy Parrish 16836 State Highway 305 Northeast Poulsbo, WA 98370 Malia Parrish 16836 State Highway 305 Northeast Poulsbo, WA 98370 Timothy Parrish 9624 Mandus Olson Road Northeast Bainbridge Island, WA 98110 Malia Parrish 9624 Mandus Olson Road Northeast Bainbridge Island, WA 98110 Unknown Spouse and/or Domestic Partner of Timothy Parrish 16836 State Highway 305 Northeast Poulsbo, WA 98370 Unknown Spouse and/or Domestic Partner of Malia Parrish 9624 Mandus Olson Road Northeast Bainbridge Island, WA 98110 Unknown Spouse and/or Domestic Partner of Malia Parrish 16836 State Highway 305 Northeast Poulsbo, WA 98370 Unknown Spouse and/or Domestic Partner of Timothy Parrish 9624 Mandus Olson Road Northeast Bainbridge Island, WA 98110 by both first class and certified mail, return receipt requested on 09/24/ 14, proof of which is in the possession of the Trustee; and on 09/24/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060
. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/ 27/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7303.25952) 1002.273168-File No., January 2, 23