7042.29200 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon Trust Company, N.A.. as trustee on behalf of CWABS AssetBacked Certficates Trust 2004-13 Grantee: Donald R. Holcomb and Karen D. Holcomb, husband and wife Ref to DOT Auditor File No.: 200412210339 Tax Parcel ID No.: 012501-02060-2008 Abbreviated Legal: PTN of Gov't lot 2, SIT25-R1E, Kitsap County, WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of thisnotice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877894-HOME (1-877-8944663). Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On October 11, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of KITSAP, State of Washington: A part of government Lot 2, section 1, township 25 North, range 1 East, W.M., described as follows: Starting at the Northwest corner of government lot 2; thence South 87 degrees 51'12" East 148.50 feet; thence South 2 degrees 58'48" West 402.00 feet to the true point of beginning; thence continuing South 2 degrees 58'48" West 93.00 feet; thence South 87 degrees 51'12" East 230.00 feet; thence North 2 degrees 58'48" East 93.00 feet; thence North 87 degrees 51'12" West 230.00 feet to the true point of beginning; Together with an easement for ingress, egress and utilities over, across and under the following described portion of said government lot: Beginning at a point on the North line of said government lot, South 87 degrees 51'12" East 148.50 feet from the Northwest corner thereof; thence South 87 degrees 51'21" East 577.39 feet; thence South 7 degrees 06'22" East 30.40 feet to intersect a line drawn parallel with and 30 feet South of the North line of said government lot; thence North 87 degrees 51'12" West along said parallel line 322.88 feet; thence South 2 degrees 58'48" West 465.0 feet; thence North 87 degrees 51'12" West 60.00 feet; thence North 2 degrees 58'48" East 465.0 feet to said line drawn parallel with and 30 feet South of the North line of said government lot 2; thence North 87 degrees 51'12"West 200.00 feet; thence North 2 degrees 58'48" East 30 feet, more or less, to the point of beginning; Together with an easement for footpath over and across the following described portion of said government lot: Beginning at a point on the North line of said government lot, South 87 degrees 51'12" East 725.89 feet from the Northwest corner thereof; thence South 87 degrees 51'12" East 255.75 feet; thence South 2 degrees 58'48" West 5.0 feet; thence North 87 degrees 51'12" West to a point which bears South 7 degrees 06'22" East from the point of beginning; thence North 7 degrees 06'22" West to the point of beginning; Together with an easement for roadway over the South 20 feet of the West 208 feet of Government lot 1, said section 1; Except road. Situate in Kitsap County, Washington. Commonly known as: 13977 Blackberry Lane Northeast Poulsbo, WA 98370 which is subject to that certain Deed of Trust dated 12/16/04, recorded on 12/21/04, under Auditor's File No. 200412210339, records of KITSAP County, Washington, from Donald Holcomb, and Karen D Holcomb, husband and wife, as Grantor, to Stewart Title, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, INC., Asset-Backed Certificates, Series 200413, under an Assignment/ Successive Assignments recorded under Auditor's File No. 201206180032. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/07/2013 Monthly Payments $17,151.81 Late Charges $0.00 Lender's Fees & Costs $98.38 Total Arrearage $17,250.19 Trustee's Expenses (Itemization) Trustee's Fee $1,000.00 Title Report $689.85 Statutory Mailings $21.08 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,794.93 Total Amount Due: $19,045.12 IV. The sum owing on the Obligation is: Principal Balance of $134,205.27, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 11, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/ 30/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/30/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 09/30/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Donald Holcomb aka Donald R Holcomb 13977 Blackb
erry Lane Northeast Poulsbo, WA 98370 Donald Holcomb aka Donald R Holcomb PO Box 1664 Poulsbo, WA 98370 Karen Holcomb aka Karen D Holcomb 13977 Blackberry Lane Northeast Poulsbo, WA 98370 Karen Holcomb aka Karen D Holcomb PO Box 1664 Poulsbo, WA 98370 by both first class and certified mail, return receipt requested on 04/23/ 13, proof of which is in the possession of the Trustee; and on 04/24/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 06/ 07/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.29200) 1002.247809-File No., September 13, October 4