7023.99858 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. fka Norwest Mortgage, Inc. Grantee: David R. Groskopf and Donna K. Groskopf, husband and wife Ref to DOT Auditor File No.: 98015213 Bk: 759 Pg: 2291 and Modification 7/29/2008 under A.F. # 4233884 and Modified 8/ 18/2010 under A.F. #4279112 Tax Parcel ID No.: R33118-511-0600 Abbreviated Legal: PTN, GL 4, Sec. 18-31-3E, Island Co., WA Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877894-HOME (1-877-8944663). Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On January 9, 2015, at 10:00 AM. outside the main entrance of the Island County Annex Building near the Veteran's Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Island, State of Washington: That portion of Government Lot 4 of Section 18, Township 31 North, Range 3 East of the Willamette Meridian, described as follows: Commencing at a concrete monument as shown on the Plat of Driftwood Heights Division No. 2, according to the Plat thereof recorded in Volume 11 of Plats, Page 26, records of Island County, Washington, located at intersection of West line of Patricia Ann Drive and North line of said Section 18; thence South 0 degrees 09' 11" West along West line of said Patricia Ann Drive a distance of 134.95 feet to the true point of beginning; thence continue South 0 degrees 09' 11" West a distance of 75.00 feet to the beginning of a curve to the right having a radius of 25.00 feet; thence along the arc of a curve through a central angle of 90 degrees 00' a distance of 39.27 feet; thence North 89 degrees 50'49" West along North line of Terry Ann Drive a distance of 110.00 feet; thence North 0 degrees 09' 11" East a distance of 100.00 feet; thence South 89 degrees 50'49" East a distance of 135.00 feet to the true point of beginning; (Also known as Parcel A of Island County Short Plat No. 72-037, approved July 5, 1972, recorded July 10, 1972, under Auditor's File No. 252195, records of Island County, Washington.) And that portion of Government Lot 4 of Section 18, Township 31 North, Range 3 East of the Willamette Meridian, described as follows: Commencing at the Northwest corner of said Section 18; thence South 89 degrees 38'25" East along the North line of said Section 18 a distance of 195.00 feet; thence South 0 degrees 09' 11'' West parallel with the West line of said Section 18 a distance of 235.93 feet to the North margin of Terry Ann Drive as shown on Plat of Driftwood Heights Division No. 2, according to the Plat thereof recorded in Volume 11 of Plats, Page 26, records of Island County, Washington, and the true point of beginning; thence North 0 degrees 09'11" East along said parallel line a distance of 100.00 feet; thence South 89 degrees 50'49" East parallel with said North margin a distance of 135.00 feet to a point that is 135.00 feet from the West margin of Patricia Ann Drive as shown on said Plat; thence South 0 degrees 09'11" West parallel with said West margin a distance of 100.00 feet to said North margin; thence North 89 degrees 50'49" West along said North margin a distance of 135.00 feet to the true point of beginning. Situated in Island County, Washington. Commonly known as: 23 Terry Ann Drive Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 07/23/98, recorded on 07/27/98, under Auditor's File No. 98015213 Bk: 759 Pg: 2291 and Modification 7/29/2008 under A.F. # 4233884 and Modified 8/18/2010 under A.F. #4279112, records of Island County, Washington, from David R. Groskopf and Donna K. Groskopf, husband and wife, as Grantor, to Island Title Company, as Trustee, to secure an obligation "Obligation" in favor of Lynnwood Mortgage Corporation, as Beneficiary, the beneficial interest in which was assigned by Lynnwood Mortgage Corporation to Norwest Mortgage, Inc., under an Assignment/Successive Assignments recorded under Auditor's File No. 98 016920 Bk: 761 Pg: 1562. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 08/19/2014 Monthly Payments $35,825.72 Lender's Fees & Costs $2,013.36 Total Arrearage $37,839.08 Trustee's Expenses (Itemization) Trustee's Fee $700.00 Statutory Mailings $28.00 Postings $80.00 Total Costs $808.00 Total Amount Due: $38,647.08 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $199,168.18, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 9, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 12/ 29/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/29/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 12/29/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the
Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS David R. Groskopf 23 Terry Ann Drive Camano Island, WA 98282 Donna K. Groskopf 23 Terry Ann Drive Camano Island, WA 98282 David R. Groskopf 1302 Platte Falls Road, Suite D-216 Platte City, MO 64079 Donna K. Groskopf 1302 Platte Falls Road, Suite D-216 Platte City, MO 64079 by both first class and certified mail, return receipt requested on 07/15/14, proof of which is in the possession of the Trustee; and on 07/16/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 08/ 19/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.99858) 1002.216436-File No. December 10, 31