7023.99745 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Aaron D. Johnston, Mary Michele Harvey, John B. Bozick and James P. Johnston, each as their separate estate Ref to DOT Auditor File No.: 200605120129 Tax Parcel ID No.: 4985-002-0170008 Abbreviated Legal: Lt 17, Blk 2, Ryther's 1st Addn to the Town of Decatur, V/P 2/77 Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On July 27, 2012, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies)of Kitsap, State of Washington: Lot 17, Block 2, Ryther's First Addition to the Town of Decatur, according to plat recorded in Volume 2 of Plats, Page 77, records of Kitsap County, Washington. Commonly known as: 1610 Winfield Avenue Bremerton, WA 98310 which is subject to that certain Deed of Trust dated 05/08/06, recorded on 05/12/06, under Auditor's File No. 200605120129, records of Kitsap County, Washington, from Joy L. Carria, who acquired title as Joy Louise Johnston, as her separate estate, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation "Obligation" in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Note and Deed of Trust pursuant to paragraph 9(a)(i) a Borrower dies and the Property is not the principal residence of at least one surviving Borrower. Amount due to satisfy by 04/24/ 2012 Unpaid principal balance Due in full (Maturity Date 6/16/2011) $236,400.76 Interest Mortgage Insurance Premium $582.72 $173.13 Lender's Fees & Costs $752.00 Total Arrearage Trustee's Expenses (Itemization) Trustee's Fee $607.50 Title Report $733.05 Statutory Mailings $30.00 Recording Costs $15.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,455.55 Total Amount Due: $239,364.16 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $236,400.76, together with interest as provided in the note or other instrument evidencing the Obligation from 05/16/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on July 27, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by before the sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the default(s) as set forth in paragraph III, together with accruing interest, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/ or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Joy Carria aka Joy Louise Johnston 1610 Winfield Avenue Bremerton, WA 98310 Unknown Spouse and/or Domestic Partner of Joy Carria aka Joy Louise Johnston 1610 Winfield Avenue Bremerton, WA 98310 Aaron D. Johnston, Personal Rep. c/o John F. Mitchell, Attorney 4110 Kitsap Way, Suite 200 Bremerton, WA 983122401 The Estate of Joy Carria aka Joy Louise Johnston 1610 Winfield Avenue Bremerton, WA 98310 The Unknown Heirs or Devisees of Joy Carria aka Joy Louise Johnston 1610 Winfield Avenue Bremerton, WA 98310 The Estate of Joy Carria aka Joy Louise Johnston c/o John F. Mitchell, Attorney 4110 Kitsap Way, Suite 200 Bremerton, WA 98312-2401 by both first class and either certified mail, return receipt requested on 03/22/ 12, proof of which is in the possession of the Trustee; and on 03/22/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 04/ 24/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Claire Swazey (425) 586-1900. (TS# 7023.99745) 1002.211329-File No. , June 29, July 20
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