485.1405071 Wood, Michael Ellis and Amy Lynn, 2014-0006668 Reference Number(s) of Documents assigned or released: 201010200716 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Bishop, Marshall & Weibel, P.S. Grantee: Michael Ellis Wood and Amy Lynn Wood, husband and wife Abbreviated Legal Description as Follows: PTN SEC 4 TWN 17N RGE 4E SW QTR, PIERCE COUNTY Assessor's Property Tax Parcel/ Account Number(s): 041704-3100 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, MICHAEL E. WOOD AND AMY L WOOD MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, Marshall & Weibel, P.S. will on September 12, 2014 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; A PORTION OF LOT 8, OF PIERCE COUNTY LARGE LOT DIVISION, RECORDED OCTOBER 22, 1986 UNDER AUDITOR'S FILE NUMBER 8610220431, BEING A PORTION OF THE SOUTHWEST QUARTER OF SECTION 4, TOWNSHIP 17 NORTH, RANGE 4 EAST OF THE W.M., IN PIERCE COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: REVISED PARCEL A OF SURVEY FOR BOUNDARY LINE ADJUSTMENT RECORDED UNDER AUDITOR'S NO. 200205235001 AND DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTH QUARTER CORNER OF SECTION 4, TOWNSHIP 17 NORTH, RANGE 4 EAST. THENCE NORTH 89 DEGREES 52'08" WEST 1317.15 FEET; THENCE NORTH 04 DEGREES 57'11" EAST 1797.91 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 89 DEGREES 35'02" WEST 317.39 FEET; THENCE SOUTH 00 DEGREES 24'58" EAST 50.00 FEET; THENCE SOUTH 61 DEGREES 07'46" WEST 152.79 FEET; THENCE SOUTH 06 DEGREES 21'57" EAST 63.43 FEET; THENCE SOUTH 74 DEGREES 39'58" WEST 92.35 FEET; THENCE SOUTH 89 DEGREES 35'02" WEST 295.43 FEET TO A CURVE TO THE RIGHT WHICH ITS RADIUS BEARS NORTH 66 DEGREES 40'13" EAST 1402.49 FEET; THENCE ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 08 DEGREES 57'45" AND AN ARC LENGTH OF 219.38 THENCE NORTH 56 DEGREES 12'13" EAST 343.16 FEET; THENCE NORTH 51 DEGREES 15'40" EAST 636.14 FEET; THENCE NORTH 14 DEGREES 32'44" EAST 312.36 FEET TO THE NORTH LINE OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 4; THENCE NORTH 89 DEGREES 01'50" EAST 115.97 FEET; THENCE SOUTH 04 DEGREES 57'11" WEST 888.30 FEET TO THE POINT OF BEGINNING. which is subject to that certain Deed of Trust dated October 13, 2010, recorded October 20, 2010, under Auditor's File No. 201010200716 records of Pierce County, Washington, from Michael Ellis Wood and Amy Lynn Wood, husband and wife, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for Golf Savings Bank, a Washington Stock Savings Bank and its successors and assigns as Beneficiary. Bank of America, N.A. is now the beneficiary of the deed of trust. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Amount due to reinstate by May 12, 2014 Delinquent Monthly Payments Due from 01/01/2012 through 05/01/2014: 7 payment(s) at $2,081.31 3 payment(s) at $2,136.64 9 payment(s) at $2,129.66 10 payment(s) at $2,100.90 Total: ^$61,155.03 Accrued Late Charges ^$85.46 Foreclosure Attorney ^$300.00 Foreclosure Expenses ^$1,262.92 TOTAL DEFAULT ^$62,803.41 IV The sum owing on the obligation secured by the Deed of Trust is: $300,383.83, together with interest from December 1, 2011 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on September 12, 2014. The payments, late charges, or other defaults must be cured by September 1, 2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before September 1, 2014 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after September 1, 2014 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Amy Lynn Wood AKA Amy L. Wood 20607 46th Ave E Spanaway, WA 98387 Amy Lynn Wood AKA Amy L. Wood 29903 Webster Rd E Graham, WA 98338 Michael Ellis Wood AKA Michael E. Wood 20607 46th Ave E Spanaway, WA 98387 Michael Ellis Wood AKA Michael E. Wood 29903 Webster Rd E Graham, WA 98338 by both first class and certified mail on March 6, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on March 6, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants
by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (1-877-894-4663) Website: http://www.wshfc.org/ buyers/counseling.htm The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287) Website: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (1-800-606-4819) Website: http://nwjustice.org/whatclear DATED: May 9, 2014 BISHOP, MARSHALL & WEIBEL, P.S. Successor Trustee By:/s/William L. Bishop, Jr., President 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 9 day of May, 2014, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Shannon Barry NOTARY PUBLIC in and for the State of Washington at: King County My Appt. Expires: March 25, 2018 August 15, September 5