3062.1277161 Tanigami, Wayne N & Ong-Tanigami, Teresita C. Reference Number(s) of Documents assigned or released: 200612200387 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Bishop, White, Marshall & Weibel, P.S. Grantee: Wayne N. Tanigami and Teresita C. Ong-Tanigami, Husband and wife Abbreviated Legal Description as Follows: PTN. WILLIS BOATMAN DONATION LAND CLAIM, SECTION 22, TOWNSHIP 20 NORTH, RANGE 4 EAST Assessor's Property Tax Parcel/ Account Number(s): 042022-1065 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINEDWILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on August 23, 2013 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; BEGINNING AT A POINT NORTH 88 DEGREES 57'15" EAST 679.91 FEET AND SOUTH 0 DEGREES 35' EAST 181.5 FEET FROM THE NORTHWEST CORNER OF WILLIS BOATMAN DONATION LAND CLAIM IN SECTION 22, TOWNSHIP 20 NORTH, RANGE 4 EAST OF THE WILLAMETTE MERIDIAN, THENCE NORTH 100 FEET; THENCE NORTH 26 DEGREES 28'15" EAST 93.12 FEET TO THE SOUTH RIGHT OF WAY LINE OF KARSHNER COUNTY ROAD, CONVEYED TO PIERCE COUNTY BY DEED RECORDED UNDER AUDITOR'S NO. 1816687; THENCE SOUTH 58 DEGREES 52'36" EAST 54 FEET TO A POINT ON A CURVE; THENCE ON A CURVE TO THE LEFT WITH A RADIUS OF 30 FEET AND WHOSE PARALLEL LINE BEARS NORTH 79 DEGREES 19' EAST A DISTANCE OF 24.39 FEET; THENCE SOUTH 133.90 FEET; THENCE SOUTH 88 DEGREES 57'15" WEST 101.00 FEET TO THE POINT OF BEGINNING, IN PIERCE COUNTY, WASHINGTON which is subject to that certain Deed of Trust dated December 12, 2006, recorded December 20, 2006, under Auditor's File No. 200612200387 records of Pierce County, Washington, from Wayne N. Tanigami and Teresita C. Ong-Tanigami, Husband and wife, as Grantor, to The Talon Group, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a Separate Corporation that is Acting Solely as a Nominee for Loancity, A California Corporation and its Successors and Assigns as beneficiary. JPMorgan Chase Bank, National Association is now the Beneficiary of the Deed of Trust. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Amount due to reinstate by April 17, 2013. Delinquent Monthly Payments Due from 1/1/2011 through 4/1/2013: 6 payment(s) at $2270.32 12 payment(s) at $2296.81 10 payment(s) at $2276.71 Total: ^$63,950.74 Accrued Late Charges ^$1,008.15 Recoverable Balance ^$168.00 TOTAL DEFAULT ^$65,126.89 IV The sum owing on the obligation secured by the Deed of Trust is: $332,000.00, together with interest from December 1, 2010 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 23, 2013. The payments, late charges, or other defaults must be cured by August 12, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 12, 2013 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a state or federally chartered bank. The sale may be terminated any time after August 12, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Wayne N Tanigami 11404 Karshner Rd E Edgewood, WA 98372 Terestia C Ong-Tanigami 11404 Karshner Rd E Edgewood, WA 98372 by both first class and certified mail on January 25, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on January 26, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1)The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee&#039
;s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (1-877-894-4663) Website: http://www.wshfc.org/ buyers/counseling.htm The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287) Website: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (1-800-606-4819) Website: http://nwjustice.org/whatclear DATE: April 17, 2013. BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee By:/s/David A. Weibel 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 17 day of April, 2013, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared David A. Weibel, to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Kate Lucas NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 06-28-2016 July 26, August 16