3062.1240101 Patterson, Melvin & Nancy & Ringler, David & Deborah Reference Number(s) of Documents assigned or released: 200803120416 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Bishop, White, Marshall & Weibel, P.S. Grantee: Melvin Patterson & Nancy Patterson, Husbandand Wife, & David Ringler & Deborah Ringler, Husband and Wife Abbreviated Legal Description as Follows: PTN TRACTS 15 & 16 SHEA AND NOLAN'S FIVE ACRE TRACTS, VOL 5, PG 72 Assessor's Property Tax Parcel/ Account Number(s): 756001262-3 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION ISAN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on August 23, 2013 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; THE WEST 75 FEET OF THE FOLLOWING DESCRIBED PARCEL: PIERCE COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 72, IN PIERCE COUNTY, WASHINGTON; EXCEPT THE SOUTH 28 FEET OF THE WEST 47 FEET OF THE EAST 78 FEET OF SAID NORTH 225 FEET THEREOF; TOGETHER WITH THE EAST 10 FEET OF THE FOLLOWING DESCRIBED PARCEL: THE NORTH 225 FEET OF TRACT 15, SHEA AND NOLAN'S FIVE ACRE TRACTS, PIERCE COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 72, IN PIERCE COUNTY, WASHINGTON, EXCEPT THAT PORTION CONDEMNED BY THE CITY OF TACOMA FOR PIPELINE RIGHT-OF-WAY UNDER PIERCE COUNTY SUPERIOR COURT CIVIL CASE NO. 72871. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. "MORE ACCURATELY DESCRIBED AS" THE WEST 75 FEET OF THE FOLLOWING DESCRIBED PARCEL: THE NORTH 225 FEET OF TRACT 16, SHEA AND NOLAN'S FIVE ACRE TRACTS, PIERCE COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 72, IN PIERCE COUNTY, WASHINGTON; EXCEPT THE SOUTH 28 FEET OF THE WEST 47 FEET OF THE EAST 78 FEET OF SAID NORTH 225 FEET THEREOF; TOGETHER WITH THE EAST 10 FEET OF THE FOLLOWING DESCRIBED PARCEL: THE NORTH 225 FEET OF TRACT 15, SHEA AND NOLAN'S FIVE ACRE TRACTS, PIERCE COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 72, IN PIERCE COUNTY, WASHINGTON; EXCEPT THAT PORTION CONDEMNED BY THE CITY OF TACOMA FOR PIPELINE RIGHT-OF-WAY UNDER PIERCE COUNTY SUPERIOR COURT CIVIL CASE NO. 72871. which is subject to that certain Deed of Trust dated March 6, 2008, recorded March 12, 2008, under Auditor's File No. 200803120416 records of Pierce County, Washington, from Melvin Patterson & Nancy Patterson, Husband and Wife, & David Ringler & Deborah Ringler, Husband and Wife, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for First Horizon Home Loans, a Division of First Tennessee Bank, N.A., and its successors and assigns as beneficiary. JPMorgan Chase Bank, NA is now the beneficiary of the Deed of Trust. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Currently due to reinstate on May 23, 2013 Delinquent Monthly Payments Due from 6/1/2011 through 5/1/2013: 3 payment(s) at $2688.68 21 payment(s) at $2661.39 Total: ^63,955.23 Accrued Late Charges: ^$341.31 Recoverable Balance ^$224.00 Previous Foreclosure Fees + Costs ^$3,873.07 TOTAL DEFAULT ^$68,393.61 IV The sum owing on the obligation secured by the Deed of Trust is: $346,662.18, together with interest from May 1, 2011 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 23, 2013. The payments, late charges, or other defaults must be cured by August 12, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 12, 2013 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after August 12, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Melvin Patterson 7302 & 7304 104th St E Puyallup, WA 98371 Nancy Patterson 7302 & 7304 104th St E Puyallup, WA 98371 David Ringler 7302 & 7304 104th St E Puyallup, WA 98371 Deborah Ringler 7302 & 7304 104th St E Puyallup, WA 98371 Melvin Patterson 3324 N Visscher St Tacoma, WA 98407 Nancy Patterson 3324 N Visscher St Tacoma, WA 98407 Melvin Patterson 7304 104th St E Puyallup, WA 98371 Nancy Patterson 7304 104th St E Puyallup, WA 98371 David Ringler 3324 N Visscher St Tacoma, WA 98407 Deborah Ringler 3324 N Visscher St Tacoma, WA 98407 Melvin Patterson 6325 119th St E Puyallup, WA 98373 Nancy Patterson 6325 119th St E Puyallup, WA 98373 David Ringler 6325 119th St E Puyallup, WA 98373 Deborah Ringler 6325 119th St E Puyallup, WA 98373 David Ringler 7304 104th St E Puyallup, WA 98371 Deborah Ringler 7304 104th St E Puyallup, WA 98371 by both first class and certified mail on July 27, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on July 28, 2012, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After t
he 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. DATE: May 21, 2013. BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee By:/s/William L. Bishop, Jr. 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 21 day of May, 2013, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Andrew Namkung NOTARY PUBLIC in and for the State of Washington at King County My Appt. Expires: 5/11/2016 July 26, August 16