3062.1219601 Casey, Scott K. Reference Number(s) of Documents assigned or released: 200701300457 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Bishop, White, Marshall & Weibel, P.S. Grantee: Scott K. Casey as his sole and separate property, a single person Abbreviated Legal Description as Follows: LOTS 2 AND 3, AS SHOWN ON SHORT PLAT NUMBER 77-854, PIERCE COUNTY Assessor's Property Tax Parcel/ Account Number(s): 0520236016 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on May 31, 2013 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auctionto the highest bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; Exhibit A LOT 2, AS SHOWN ON SHORT PLAT NO. 77-854, RECORDS OF THE PIERCE COUNTY AUDITOR; EXCEPT THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 2; THENCE SOUTH 74 DEGREES 32'28" WEST 193.19 FEET; THENCE SOUTH 88 DEGREES 54'23" EAST 150.16 FEET TO A POINT ON THE SOUTHEASTERLY LINE OF SAID LOT 2; THENCE NORTH 56 DEGREES 38'37" EAST 44.33 FEET TO THE EAST LINE OF SAID LOT 2; THENCE NORTH 01 DEGREES 05'00" WEST 30.00 FEET ALONG SAID EAST LINE TO THE POINT OF BEGINNING. TOGETHER WITH THAT PORTION OF LOT 3 OF SHORT PLAT NO. 77-8854, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 3; THENCE SOUTH 56 DEGREES 38'37" WEST 194.50 FEET TO AN ANGLE POINT ON TE NORTH LINE OF LOT 3; THENCE SOUTH 88 DEGREES 54'23" EAST 95.41 FEET TO THE SOUTHEASTERLY LINE OF LOT 3; THENCE NORTH 45 DEGREES 00'00" EAST 96.79 FEET TO THE EAST LINE OF LOT 3L THENCE NORTH 01 DEGREES 50'00" WEST 40.41 FEET ALONG THE EAST LINE OF SAID LOT 3 TO THE POINT OF BEGINNING. ALSO EXCEPT 60 FOOT UNIMPROVED RIGHT OF WAY GRANTED TO PIERCE COUNTY BY INSTRUMENTS RECORDED UNDER AUDITOR'S RECORDING NO. 649354 AND 649357. ALSO EXCEPT THOSE PORTIONS, IF ANY, LYING BELOW THE CONTOUR LINE LOCATED AT ELEVATION 545 FEET ABOVE SEA LEVEL AROUND LAKE TAPPS RESERVOIR OF PUGET SOUND POWER AND LIGHT COMPANY, AS SAID LINE IS DESCRIBED IN DEED RECORDED UNDER AUDITOR'S RECORDING NUMBER 1686523; SITUATE IN THE CITY OF BONNEY LAKE, COUNTY OF PIERCE, STATE OF WASHINGTON. MORE ACCURATELY DESCRIBED AS LOT 2, AS SHOWN ON SHORT PLAT NO. 77-854, FILED WITH THE PIERCE COUNTY AUDITOR, IN PIERCE COUNTY, WASHINGTON. EXCEPT THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 2; THENCE SOUTH 74 DEGREES 32'28" WEST 193.19 FEET; THENCE SOUTH 88 DEGREES 54'23" EAST 150.16 FEET TO A POINT ON THE SOUTHEASTERLY LINE OF SAID LOT 2; THENCE NORTH 56 DEGREES 38'37" EAST 44.33 FEET TO THE EAST LINE OF SAID LOT 2; THENCE NORTH 01 DEGREES 50'00" WEST 30.00 FEET ALONG SAID EAST LINE TO THE POINT OF BEGINNING. TOGETHER WITH THAT PORTION OF LOT 3 OF SHORT PLAT NO. 77-854, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 3; THENCE SOUTH 56 DEGREES 38'37" WEST 194.50 FEET TO AN ANGLE POINT ON THE NORTH LINE OF LOT 3; THENCE SOUTH 88 DEGREES 54'23" EAST 95.41 FEET TO THE SOUTHEASTERLY LINE OF LOT 3; THENCE NORTH 45 DEGREES 00'00" EAST 96.79 FEET TO THE EAST LINE OF LOT 3; THENCE NORTH 01 DEGREES 50'00" WEST 40.41 FEET ALONG THE EAST LINE OF SAID LOT 3 TO THE POINT OF BEGINNING. ALSO EXCEPT 60 FOOT UNIMPROVED RIGHT OF WAY GRANTED TO PIERCE COUNTY BY INSTRUMENTS RECORDED UNDER AUDITOR'S RECORDING NO. 649354 AND 649357. ALSO EXCEPT THOSE PORTIONS, IF ANY, LYING BELOW THE CONTOUR LINE LOCATED AT ELEVATION 545 FEET ABOVE SEA LEVEL AROUND THE LAKE TAPPS RESERVOIR OF PUGET SOUND POWER & LIGHT COMPANY, AS SAID LINE IS DESCRIBED IN DEED RECORDED UNDER AUDITOR'S RECORDING NO. 1686523. which is subject to that certain Deed of Trust dated January 19, 2007, recorded January 30, 2007, under Auditor's File No. 200701300457 records of Pierce County, Washington, from Scott K. Casey as his sole and separate property, a single person, as Grantor, to Commonwealth Land Title, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for CTX Mortgage Company, LLC and its successors and assigns as beneficiary. JPMorgan Chase Bank, NA is now the beneficiary of the Deed of Trust. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Delinquent Monthly Payments Due from 1/1/2012 through 1/1/2013: 13 payment(s) at $5901.09 Total: ^76,714.17 Accrued Late Charges: ^$996.68 Recoverable Balance ^78.00 Previous Foreclosure Fees and Costs ^400.00 TOTAL DEFAULT ^$78,188.85 IV The sum owing on the obligation secured by the Deed of Trust is: $920,000.00, together with interest from December 1, 2011 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on May 31, 2013. The payments, late charges, or other defaults must be cured by May 20, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before May 20, 2013 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after May 20, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Scott K. Casey 5502 218th Ave E Bonney Lake, WA 98391 Jane Doe Unknown Spouse of Scott K. Casey 5502 218th Ave E Bonney Lake, WA 98391 Scott K. Casey 2101 Fourth Avenue, Suite 1900 Seattle, WA 98121-2315 Jane Doe Unknown Spouse of Scott K. Casey 2101 Fourth Avenue, Suite 1900 Seattle, WA 98121-2315 Scott K. Casey 5502 218th Ave E Lake Tapps, WA 98391 Jane Doe Unknown Spouse of Scott K. Casey 5502 218th Ave E Lake Tapps, WA 98391 by both first class and certified mail on June 15, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on June 15, 2012, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at a
ny time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (1-877-894-4663) Website: http://www.commerce.wa. gov/site/1356/default.aspx The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287) Website: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (1-800-606-4819) Website: http://nwjustice.org/whatclear EFFECTIVE DATE: January 25, 2013 BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee By:/s/William L. Bishop, Jr. 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 22 day of January, 2013, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Mia E. Rogers NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 02/29/16 May 3, 24