1452.1210441 AB&J Funding, Inc./ Beggs, Harry W. Reference Number(s) of

1452.1210441 AB&J Funding, Inc./ Beggs, Harry W. Reference Number(s) of Documents assigned or released: 200712190552 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Bishop, White, Marshall & Weibel, P.S. Grantee: AB & J Funding, Inc., A Washington Corporation Abbreviated Legal Description as Follows: Ptn Gov't Lot 7, Sec 26 & 27, Twnshp 20 North, Range 2 East Assessor's Property Tax Parcel/ Account Number(s): 022027-4040 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OFTRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on August 17, 2012 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell atpublic auction to the highest bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; PARCEL A: THE WEST 85 FEET OF THE EAST 945 FEET OF THE FOLLOWING DESCRIBED PROPERTY: ALL THAT PART OF THE FOLLOWING DESCRIBE LAND IN SECTIONS 26 AND 27, TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY, WASHINGTON: GOVERNMENT LOT 7 IN SAID SECTION 26 AND THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OFSAID SECTION 27 WHICH LIES SOUTH OF THE LINE DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 888.95 FEET SOUTH AND 60 FEET WEST OF THE NORTHEAST CORNER OF SAID LOT 7 IN SAID SECTION 26; THENCE NORTH 73 DEGREES 04'32" WEST A DISTANCE OF 47.75 FEET; THENCE NORTH 74 DEGREES 18'31" WEST ADISTANCE OF 48.62; THENCE SOUTH 81 DEGREES 20'00" WEST A DISTANCE OF 72 FEET; THENCE SOUTH 62 DEGREES 10'00" WEST A DISTANCE OF 31.33 FEET; THENCE SOUTH 74 DEGREES 10'00" WEST A DISTANCE OF 65.00; THENCE NORTH 81 DEGREES 32'00" WEST A DISTANCE OF 188.5 FEET; THENCE NORTH 87 DEGREES 07'00" WEST A DISTANCE OF 66.5 FEET; THENCE NORTH 89 DEGREES 35'00" A DISTANCE OF 50.0 FEET; THENCE SOUTH 82 DEGREES 05'00" WEST A DISTANCE OF 50.00 FEET; THENCE SOUTH 71 DEGREES 46'00" WEST A DISTANCE OF 115.0 FEET; THENCE SOUTH 81 DEGREES 17'00" WEST A DISTANCE OF 102.0 FEET; THENCE NORTH 88 DEGREES 36'00" WEST A DISTANCE OF 20 FEET; THENCE NORTH 69 DEGREES 30'00" WEST A DISTANCE OF 100.0 FEET; THENCE NORTH 88 DEGREES 05'00" WEST A DISTANCE OF 128.5 FEET; AND WHICH LIES NORTH AND EAST OF A LINE DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 7 IN SAID SECTION 26; THENCE ALONG THE SOUTH LINE OF SAID SECTION 26 NORTH 89 DEGREES 44'55" WEST 30 FEET TO A POINT ON THE CENTER LINE OF JOHN DOWER ROAD; THENCE ALONG SAID CENTER LINE NORTH 0 DEGREES 19'00" EAST 230.31FEET TO THE TRUE POINT OF BEGINNING FOR THE DESCRIPTION OF SAID LINE; THENCE NORTH 89 DEGREES 49'02" WEST 671.29 FEET; THENCE IN SAID SECTION 27 NORTH 89 DEGREES 53'12" WEST 483.71 FEET; THENCE NORTH 50 DEGREES 06'48" EAST 60 FEET; THENCE NORTH 14 DEGREES 57'18" EAST 93.58 FEET; THENCE NORTH 60 DEGREES 06'48" EAST 48.77 FEET; THENCE NORTH 2 DEGREES 53'12" WEST 66 FEET, MORE OR LESS, TO INTERSECT THE LINE FIRST ABOVE DESCRIBED AND WHICH LIES WEST OF THE JOHN DOWER ROAD. PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER THE NORTH 20 FEET OF THE FOLLOWING DESCRIBED PROPERTY: ALL THAT PART OF THE FOLLOWING DESCRIBED LAND IN SECTIONS 26 AND 27, TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN; IN PIERCE COUNTY, WASHINGTON; GOVERNMENT LOT 7, IN SAID SECTION 26 AND THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 27, WHICH LIES SOUTH OF A LINE DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 888.95 FEET SOUTH AND 60 FEET WEST OF THE NORTHEAST CORNER OF SAID LOT 7 IN SAID SECTION 26; THENCE NORTH 73 DEGREES 04'32" WEST A DISTANCE OF 47.75 FEET; THENCE NORTH 74 DEGREES 18'31" WEST A DISTANCE OF 48.62; THENCE SOUTH 81 DEGREES 20' WEST A DISTANCE OF 72 FEET; THENCE SOUTH 62 DEGREES 10' WEST A DISTANCE OF 31.33 FEET; THENCE SOUTH 74 DEGREES 10' WEST A DISTANCE OF 65.00; THENCE NORTH 81 DEGREES 32' WEST A DISTANCE OF 188.5 FEET; THENCE NORTH 87 DEGREES 07' WEST A DISTANCE OF 66.5 FEET; THENCE NORTH 89 DEGREES 35' WEST A DISTANCE OF 50.0 FEET; THENCE SOUTH 82 DEGREES 05' WEST A DISTANCE OF 50.00 FEET; THENCE SOUTH 71 DEGREES 46' WEST A DISTANCE OF 115.0 FEET; THENCE SOUTH 81 DEGREES 17' WEST A DISTANCE OF 102.0 FEET; THENCE NORTH 88 DEGREES 36' WEST A DISTANCE OF 20 FEET; THENCE NORTH 69 DEGREES 30' WEST A DISTANCE OF 100.0 FEET; THENCE NORTH 88 DEGREES 05' WEST A DISTANCE OF 128.5 FEET; AND WHICH LIES NORTH AND EAST OF A LINE DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 7 IN SAID SECTION 26; THENCE ALONG THE SOUTH LINE OF SAID SECTION 26 NORTH 89 DEGREES 44'55" WEST 30 FEET TO A POINT ON THE CENTER LINE OF JOHN DOWER ROAD; THENCE ALONG SAID CENTER LINE NORTH 0 DEGREES 19'00" EAST 230.31 FEET TO THE TRUE POINT OF BEGINNING FOR THE DESCRIPTION OF SAID LINE; THENCE NORTH 89 DEGREES 49'02" WEST 671.29 FEET; THENCE IN SAID SECTION 27 NORTH 89 DEGREES 53'12" WEST 483.71 FEET; THENCE NORTH 50 DEGREES 06'48" EAST 60 FEET; THENCE NORTH 14 DEGREES 57'18" EAST 93.58 FEET; THENCE NORTH 60 DEGREES 06'48" EAST 48.77 FEET; THENCE NORTH 2 DEGREES 53'12" WEST 66 FEET, MORE OR LESS, TO INTERSECT THE LINE FIRST ABOVE DESCRIBED AND WHICH LIES WEST OF THE JOHN DOWER ROAD, AS SET FORTH IN DEEDS OF PARTITION BETWEEN STANLEY J. SWEETING AND WIFE, NATIONAL BANK OF WASHINGTON, AS TRUSTEE, NOW FIRST INTERSTATE BANK OF WASHINGTON, AND JAMES F. BOYLE AND WIFE, RECORDED UNDER AUDITOR'S NOS. 2196107 THROUGH 2196209 AND 219611 THROUGH 2196119, AS REDUCED TO SAID 20 FOOT WIDTH BY CORRECTION AGREEMENT RECORDED UNDER AUDITOR'S NO. 2226773; PARCEL C: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS AND A COMMON DRIVEWAY OVER THAT CERTAIN STRIP OF LAND DESCRIBED IN INSTRUMENT RECORDED UNDER AUDITOR'S NO. 24316001; PARCEL D: A NON EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS AND A COMMON DRIVEWAY OVER THE FOLLOWING DESCRIBED PROPERTY, TO WIT: THE SOUTH 20 FEET OF A PARCEL OF LAND LYING IN THE SOUTHEAST QUARTER OF SECTION 27, TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN, IN PIERCE COUNTY WASHINGTON, THE BOUNDARY OF WHICH IS DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 60 FEET WEST AND 709.71 FEET SOUTH OF THE NORTHEAST CORNER OF LOT 7, IN SECTION 26 TOWNSHIP 20 NORTH, RANGE 2 EAST OF THE WILLAMETTE MERIDIAN; THENCE NORTH 68 DEGREES 52'51 WEST A DISTANCE OF 770.00 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 88 DEGREES 52'51" WEST A DISTANCE OF 250.00 FEET; THENCE SOUTH 1 DEGREE 09'09" WEST A DISTANCE OF 203.66 FEET; THENCE SOUTH 88 DEGREES 05'00" EAST A DISTANCE OF 90.36 FEET; THENCE SOUTH 69 DEGREES 30'00" EAST A DISTANCE OF 100.00 FEET; THENCE SOUTH 88 DEGREES 36'00" EAST A DISTANCE OF 20.00 FEET; THENCE NORTH 81 DEGREES 17'00" EAST A DISTANCE OF 45.98 FEET; THENCE NORTH 1 DEGREE 09'09" EAST A DISTANCE OF 230.36 FEET TO THE TRUE POINT OF BEGINNING, AS SET FORTH IN INSTRUMENT RECORDED MARCH 30, 1976, UNDER AUDITOR'S NO. 2656358, IN PIERCE COUNTY, WASHINGTON. which is subject to that certain Deed of Trust dated December 10, 2007, recorded December 19, 2007, under Auditor's File No. 200712190552 records of Pierce County, Washington, from AB & J Funding, Inc., A Washington Corporation, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation in favor of First Mutual Bank as beneficiary. Said Deed of Trust was assigned on April 5, 2010 under Auditor's File No. 201004050182. Washington Federal Savings, successor by merger to First M
utual Bank, is now known as Washington Federal. Sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Delinquent Monthly Payments Due from 12/1/2011 through 5/1/2012: 6 payment(s) at $1686.67 Total: ^$10,120.02 Late Charges: 6 late charge(s) at $84.33 for each monthly payment not made within 15 day s of its due date Total Late Charges ^505.98 Accrued Late Charges: ^$125.74 Property Inspection ^25.00 TOTAL DEFAULT ^$10,776.74 ii) Default Delinquent general taxes for 2nd half 2011 and 1st half 2012 plus interest and penalties Description of Action Required to Cure and Documentation Necessary to Show Cure Proof of Payoff Evidence/Proof must be provided that the delinquency has been brought current. IV The sum owing on the obligation secured by the Deed of Trust is: $311,385.83, together with interest from November 1, 2011 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 17, 2012. The payments, late charges, or other defaults must be cured by August 6, 2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 6, 2012 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after August 6, 2012 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): AB&J Funding, Inc. c/o Harry W Beggs 6712 79th St W Lakewood, WA 98499 Harry W Beggs 6712 79th St W Lakewood, WA 98499 AB&J Funding, Inc. c/o Harry W Beggs, reg. Agt. 7208 59th St Ct W University Place, WA 98467 Harry W Beggs 7208 59th St Ct W University Place, WA 98467 Jane Doe Beggs Spouse of Harry W Beggs 6712 79th St W Lakewood, WA 98499 Jane Doe Beggs Spouse of Harry W Beggs 7208 59th St Ct W University Place, WA 98467 AB&J Funding, Inc. 6712 79th St W Lakewood, WA 98499 AB&J Funding, Inc. 7208 59th St Ct W University Place, WA 98467 AB&J Funding, Inc. c/o Harry W Beggs 7208 59th St Ct W University Place, WA 98467 by both first class and certified mail on March 30, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on March 31, 2012, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1)The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. EFFECTIVE DATE: May 17, 2012 BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee By:/s/William L. Bishop, Jr. 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 16 day of May, 2012, before me, the undersigned a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Kristen S Borrego NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 10/09/14 July 20, August 10