Re: Morrison, Michael & Latonia NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET.SEQ. TO: Michael Morrison, Occupants of the Premises aka Michael J. Morrison Latonia L. Morrison I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on APRIL 19, 2013, at the hour of 10:00 a.m., outside the Second Floor Entry Plaza, County-City Building, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of PIERCE, State of Washington, to wit: Lot 2, Pierce County Short Plat No. 200811075008, according to the map thereof, records of Pierce County, Washington. Situate in the County of Pierce, State of Washington. (Tax Parcel No. 02-20-216-021) (commonly known as 5225 Grandview Drive West, University Place, WA 98466), which is subject to that certain Deed of Trust dated January 8, 2010, and recorded January 20, 2010, under Auditor's File No. 201001200611, records of Pierce County, Washington, from Michael Morrison and Latonia L. Morrison, husband and wife, as grantors, Fidelity National Title Co. of Washington, Inc., as Trustee, to secure an obligation in favor of Frontier Bank, as beneficiary. Union Bank, N.A., successor in interest to the Federal Deposit Insurance Corporation as Receiver for Frontier Bank, is the current holder of the obligation and beneficiary under the deed of trust. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: TOTAL AMOUNT DUE UNDER PROMISSORY NOTE WHICH MATURED ON JANUARY 8, 2012: Principal Balance:^$140,019.54 Unpaid Accrued Interest from December 15, 2011 thru January 10, 2013:^$ 11,999.48 Late Charges:^ $ .00 TOTAL AMOUNT DUE:^ $152,019.02 PER DIEM: $30.61 *plus all advances, attorney's fees and costs and foreclosure fees and costs incurred. Default other than failure to make payments: Delinquent General Taxes for 2010, 2011 and 2012, in the amounts of $2,458.43, 2,048.89 and $1,771.89, respectively, plus applicable interest and penalties for Tax Parcel No. . 02-20-21-6-021. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $140,019.54, together with unpaid accrued interest as provided in the note or other instrument secured and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on APRIL 19, 2013. The defaults referred to in paragraph III must be cured before the sale on APRIL 19, 2013, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale the defaults as set forth in paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time before the sale by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses: Michael Morrison at: 3010 Bridgeport Way West University Place, WA 98466 at: 20 Blossom Lane Lakewood, WA 98498 at: 5217 Grandview Drive West University Place, WA 98467 Latonia L. Morrison at: 3010 Bridgeport Way West University Place, WA 98466 at: 20 Blossom Lane Lakewood, WA 98498 at: 5217 Grandview Drive West University Place, WA 98467 by both first class and certified mail on July 19, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on July 21, 2012 with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: January 16, 2013. RAINIER FORECLOSURE SERVICES, INC., Successor Trustee By:/s/ Laurin S. Schweet LAURIN S. SCHWEET, President Rainier Foreclosure Services, Inc. c/o SCHWEET RIEKE & LINDE, PLLC 575 S. Michigan Street Seattle, WA 98108 (206) 381-0125 STATE OF WASHINGTON) ss. COUNTY OF KING) On this day before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared LAURIN S. SCHWEET, to me known to be the President of the corporation that executed the foregoing NOTICE OF TRUSTEE'S SALE, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that she is authorized to execute the said instrument. Given under my hand and official seal on January 16, 2013. /s/ Maureen A. Fitzgerald Maureen A. Fitzgerald Notary Public in and for the State of Washington, residing at: Seattle My commission expires: 9/ 27/16 March 22, April 22