Re: SHIROKOV, VERA & SERGEY TS No WA08000012-16-1 APN 410500-2210 TO No 8611661 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on November 14, 2016, 09:00 AM, 2nd Floor Entry Plaza Outside the County Courthouse, Pierce County Superior Courthouse, 930 Tacoma Avenue South, Tacoma WA 98402, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOTS 6 AND 7, AND THE EAST 1/2 OF LOT 8, IN BLOCK 39 OF GILL`S SEAVIEW PARK ADDITION TO TACOMA, AS PER PLAT RECORDED IN VOLUME 9 OF PLATS, PAGE 74, RECORDS OF PIERCE COUNTY AUDITOR: SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON. APN: 410500-2210 More commonly known as 5713 NORTH 42ND STREET, TACOMA, WA 98407 which is subject to that certain Deed of Trust dated as of December 19, 2002, executed by VERA SHIROKOV AND SERGEY SHIROKOV, WIFE AND HUSBAND as Trustor(s), to secure obligations in favor of BANK OF AMERICA, N.A. as original Beneficiary recorded December 30, 2002 as Instrument No. 200212301341 and the beneficial interest was assigned to Deutsche Bank Trust Company Americas as Trustee for Dover Mortgage Capital Corporation Grantor Trust Certificate, Series 2004-A and recorded April 17, 2009 as Instrument Number 200904170378 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by Deutsche Bank Trust Company Americas as Trustee for Dover Mortgage Capital Corporation Grantor Trust Certificate, Series 2004-A, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Deutsche Bank Trust Company Americas as Trustee for Dover Mortgage Capital Corporation Grantor Trust Certificate, Series 2004-A Contact Phone No: 800-669-6607 Address: 7105 Corporate Drive, Building C, Plano, TX 75024 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From May 21, 2008 To July 7, 2016 Number of Payments 11 $1,123.67 12 $1,084.33 12 $2,023.27 12 $1,237.43 41 $844.66 10 $1,999.26 Total $119,124.39 LATE CHARGE INFORMATION May 21, 2008 July 7, 2016 $1,182.44 PROMISSORY NOTE INFORMATION Note Dated: December 19, 2002 Note Amount: $122,500.19 Interest Paid To: April 21, 2008 Next Due Date: May 21, 2008 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $110,377.33, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on November 14, 2016. The defaults referred to in Paragraph III must be cured by November 3, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before November 3, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the November 3, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, Deutsche Bank Trust Company Americas as Trustee for Dover Mortgage Capital Corporation Grantor Trust Certificate, Series 2004-A or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SERGEY SHIROKOV 5713 NORTH 42ND STREET, TACOMA, WA 98407 VERA SHIROKOV 5713 NORTH 42ND STREET, TACOMA, WA 98407 VERA SHIROKOVA 5713 NORTH 42ND STREET, TACOMA, WA 98407 by both first class and certified mail on March 28, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, March 28, 2016, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: July 8, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com.ISL Number 12186, IDX725400 Pub Dates: 10/14/2016, 11/04/2016, TACOMA DAILY INDEX