Re: Robertson, Donald & Laurie Notice of Trustee's Sale Reference

Re: Robertson, Donald & Laurie Notice of Trustee's Sale Reference # 200507250965 Additional on page _____ Grantor: (1) Gary W. Ross (2) White River Credit Union Additional on page ______ Grantee: (1) Donald L. Robertson III and Laurie D. Robertson Additional on page ______ Legal Description:S 1/2 LT 6 AND ALL OF LT 7, BLK 21, MORRIS ADDN to BUCKLEY Additional on page ______ Tax Parcel No.: 611500-011-0 Pursuant To The Revised Code of Washington Chapter 61.24, ET. SEQ. TO: ESTATE OF DONALD L. ROBERTSON III And All Heirs and Devisees, known and unknown P. O. Box 873 Buckley, WA 98321 LAURIE D. ROBERTSON P. O. Box 873 Buckley, WA 98321 TO: RESIDENT OF PROPERTY SUBJECT TO FORECLOSURE SALE 183 North A Street Buckley, WA 98321 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: Toll-free: 1-877-894HOME (1-877-894-4663). Website: http://www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_ foreclosure.htm The United States Department of Housing and Urban Development: Telephone: Toll-free: 1-800-5694287. Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: Toll-free: 1800-6064819. Website: http://nwjustice.org/whatclear NOTE: If you filed bankruptcy or have been discharged in bankruptcy, this communication is not intended as an attempt to collect a debt from you personally, but is notice of enforcement of the Deed of Trust lien against the property. If you wish to avoid foreclosure and keep your property, this notice sets forth your rights and options. I NOTICE IS HEREBY GIVEN that the undersigned Trustee will on July 17, 2015, at the hour of 10:00 o'clock a.m., at the Superior Court of Pierce County, 930 Tacoma Avenue, in the City of Tacoma, State of Washington, outside the second floor entrance (West side of County-City Building), sell at public auction to the highest and best bidder, payable at time of sale, the following described real property; situated in the County of Pierce, State of Washington, to-wit: The South half of Lot 6 and all of Lot 7, Block 21, MORRIS ADDITION TO BUCKLEY, according to the plat thereof recorded in Volume 4 of Plats, page(s) 20, records of Pierce County, Washington. Situate in the County of Snohomish, State of Washington. Tax Account No.: 611500-011-0 (commonly known as 183 A Street, Buckley, WA 98321); which is subject to that certain Deed of Trust dated July 22, 2005, recorded in volume/reel ___ of mortgages, page/frame _____, under Auditor's/ Recorder's No. 200507250965, records of Pierce County, Washington, from Donald L. Robertson III and Laurie D. Robertson, husband and wife, as Grantor, to Stewart Title Company, as Trustee, to secure an obligation in favor of White River Credit Union, as Beneficiary, the beneficial interest in which was assigned by N/A, under an Assignment dated N/A, and recorded under Auditor's File No. N/A. II No action commenced by the beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Any real estate taxes or assessments currently due and owing or which may become due prior to the reinstatement or sale. Failure to pay when due the following amounts which are now in arrears: ^Amount due to ^reinstate as of ^February 13, 2015 Monthly Payments: 12 monthly payments at $2,148.23 each (Feb. 22, 2014 through Feb. 13, 2015^$ 25,778.76 Late Charges: Total late charges of $76.65 for monthly payments not made^$ 76.65 TOTAL MONTHLY PAYMENTS AND LATE CHARGES:^$ 25,855.41 Any real estate taxes or assessments currently due and owing or which may become due prior to reinstatement of sale: DELINQUENT GENERAL TAXES WHICH ARE ESTIMATED TO BE AS FOLLOWS FOR 2014 $3,292.60. IV The sum owing on the Obligation secured by the Deed of Trust is: Principal $232,282.16 (as of August 20, 2014), together with interest as provided in the note or other instrument secured from August 20, 2014, and such other costs and fees as are due under the Obligation, or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be without warranty, express or implied regarding title, possession, or encumbrance, on July 17, 2015. The default(s) referred to in paragraph III must be cured by July 6, 2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before July 6, 2015 (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after July 6, 2015, and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following address: Name & Address ESTATE OF DONALD L. ROBERTSON III, & All Heirs & Devisees, known & unknown P. O. Box 873 Buckley, WA 98321 Laurie D. Robertson P. O. Box 873 Buckley, WA 98321 ELLA ROBERTSON 1650 S. Wilton Road, Apt. 6 Tacoma, WA 98465 by both first class and certified mail, return receipt requested, on February 13, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and Trustee's fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the unlawful detainer act, Chapter 59.12, RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. DATED: February 13, 2015. /s/GARY W. ROSS, P.S., Trustee Attorney at Law 7403 Lakewood Drive W., #11 Lakewood, WA 98499-7951 (253) 474-2298 STATE OF WASHINGTON) : ss. County of Pierce ) On this day personally appeared before me Gary W. Ross to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 13th day of February, 2015. /s/Betty J. Davis Notary Public in and for the State of Washington, residing at Tacoma. My Commission Expires 12/10/ 17. JUne 18, July 9