Re: Ingels, Casey & Gwendolyn APN: 0021021096 Deed of Trust

Re: Ingels, Casey & Gwendolyn APN: 0021021096 Deed of Trust Instrument No.: 200810100263 Grantor: CASEY INGELS AND GWENDOLYN J INGELS, HUSBAND AND WIFE Grantee: BANK OF AMERICA, N.A. TS No: 14-29612 NOTICE OF TRUSTEE'S SALE "THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE – Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663) Web site: http://www.dfi.wa.gov/consumers/homeownership/ The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287 Web site: http://portal.hud.gov/hudportal/HUD The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/ I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, BENJAMIN DAVID PETIPRIN will on 1/15/2016, at 10:00 AM at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Abbreviated Legal : SEC 2 TWN 21 N, RNG 1 W, NE 1-4 OF THE NE 1/4, AND PTN GOV LOT 3, SEC 2, TWN 21 N, RNG 1 W, PIERCE COUNTY, WA EXHIBIT "A" Real property in the County of Pierce,State of Washington, described as follows: PARCEL A: BEGINNING AT A POINT 5.85 CHAINS NORTH OF THE SOUTHWEST CORNER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 2, TOWNSHIP 21 NORTH, RANGE 1WEST, W.M., IN PIERCE COUNTY,WASHINGTON; THENCE SOUTH 41" WEST 1.75 CHAINS; THENCE NORTH 53"30" WEST 1.50 CHAINS; THENCE NORTH 89"30" WEST 1.50 CHAINS; THENCE SOUTH 69"30' WEST 2.20 CHAINS; THENCE NORTH 33"30" WEST 0.80 CHAINS; THENCE NORTH 5"30' EAST 1.80 CHAINS; THENCE NORTH 40"15" EAST 0.60 CHAINS; THENCE NORTH 77" EAST 1.50 CHAINS; THENCE NORTH 46"30" EAST 2.60 CHAINS; THENCE NORTH 23" W EST 1.20 CHAINS; THENCE NORTH .50 CHAINS TO THE BOUNDARY LINES OF THE J.A. HALL COUNTY ROAD, AS THE SAME EXISTED PRIOR TO 1944; THENCE EAST ALONG THIS ROAD, 2.90 CHAINS TO THE EAST BOUNDARY LINE OF GOVERNMENT LOT 3 IN SAID SECTION 2; THENCE SOUTH ALONG SAID BOUNDARY LINE 6 CHAINS TO THE POINT OF BEGINNING; EXCEPT THAT PORTION OF THE ABOVE DESCRIBED PROPERTY LYING WITHIN LACKEY ROAD; AND EXCEPT THAT PORTION OF THE ABOVE DESCRIBED PROPERTY CONVEYED TO PIERCE COUNTY, BY DEED RECORDED JANUARY 10,2008, UNDER RECORDING NO.200801100255; TOGETHER WITH THAT PORTION OF THE SOUTH HALF OF JOHN HALL COUNTY ROAD ADJOINING, VACATED BY RESOLUTION NO. 9219 OF THE BOARD OF PIERCE COUNTY COMMISSIONERS RECORDED DECEMBER 13, 1962, UNDER RECORDING NO. 1991239; PARCEL S: THAT PORTION OF GOVERNMENT LOT 3, SECTION 2,TOWNSHIP 21 NORTH,RANGE 1 WEST, W.M.IN PIERCE COUNTY, WASHINGTON, LYING EAST OF THE WEST 901.28 FEET OF SAID GOVERNMENT LOT 3;LYING SOUTH OF THIE CENTERLINE OF THE J.A. HALL COUNTY ROAD, AS THE SAME EXISTED PRIOR TO 1944 AND VACATEO BY RESOLUTION NO.9219 OF THE BOARD OF PIERCE COUNTY COMMISSIONERS RECORDED DECEMBER 13, 1962, UNDER RECORDING NO. 1991239; AND LYING NORTH OF THE GOVERNMENT MEANDER LINE ON THE NORTH SHORE OF VAUGHN BAY,SAID MEANDER LINE EXTENDED TO THE EAST LINE OF GOVERNMENT LOT 3; EXCEPT THAT PORTION LYING NORTH AND WEST OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE SOUTHWEST CORNER OF THE NORTHEAST QUARTER OF TIHE NORTHEAST QUARTER OF SECTION 2,TOWNSHIP 21 NORTH,RANGE 1 WEST, W.M., IN PIERCE COUNTY, WASHINGTON; THENCE NORTH 01"32' 43" EAST ALONG THE WEST LINE OF SAID NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 2 FOR A DISTANCE OF 3861. 0 FEET; THENCE NORTH 42"32"43" WEST FOR A DISTANCE OF 115.50 FEET; THENCE NORTH 51"57"17" WEST FOR A DISTANCE OF 99.00 FEET; THENCE NORTH 87"57"17" WEST FOR A DISTANCE OF 99.00 FEET; THENCE SOUTH 71"02'43" WEST FOR A DISTANCE OF 145.20 FEET; THENCE NORTH 31"57"17" WEST FOR A DISTANCE OF 46.90 FEET TO A POINT LYING 901.28 FEET EAST OF THE WEST LINE OF GOVERNMENT LOT 3; THENCE NORTH 01 23'00"EAST PARALLEL WITH SAID LINE OF GOVERNMENT LOT 3 FOR A DISTANCE OF 172.83 FEET TO A POINT HEREINAFTER REFERRED TO AS POINT "A", AND ALSO BEING THE TRUE POINT OF BEGINNING OF THE LINE BEING DESCRIBED; THENCE NORTH 751.6'36"EAST FOR A DISTANCE OF 95.48 FEET; THENCE NORTH 49.34'28" EAST FOR A DISTANCE OF 159.35 FEET; THENCE NORTH 01 46'33"WEST FOR A DISTANCE OF 75 FEET, MORE OR LESS, TO THE CENTERLINE OF J.A. HALL COUNTY ROAD, AS THE SAME EXISTED PRIOR TO 1944; THENCE EAST ALONG SAID CENTERLINE A DISTANCE OF 210.00 FEET, MORE OR LESS, TO THE EAST BOUNDARY OF GOVERNMENT LOT 3 AND THE TERMINUS OF THIS DESCRIBED LINE; EXCEPT THAT PORTION OF THE ABOVE DESCRIBED PROPERTY LYING WITHIN LACKEY ROAD; ALSO THAT PORTION OF THE EAST 100.00 FEET OF THE WEST 901.28 FEET OF GOVERNMENT LOT 3, SECTION 2, TOWNSHIP 21 NORTH,RANGE 1 WEST,W.M.,MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT"A" AS PREVIOUSLY DESCRilED AND BEING THE TRUE POINT OF BEGINNING; THENCE SOUTH 75"16'36" WEST FORA DISTANCE OF 52.04 FEET TOA LINE 50.00 FEET WEST OF THE EAST LINE OF THE WEST 901.28 FEET OF GOVERNMENT LOT 3; THENCE SOUTH 01"23'00" WEST A DISTANCE OF 330 FEET, MORE OR LESS, TO THE GOVERNMENT MEANDER LINE ON THE NORTH SHORE OF VAUGHN BAY; THENCE EASTERLY ALONG SAID MEANDER LINE A DISTANCE OF 50.00 FEET,MORE OR LESS, TO A POINT WHICH BEARS SOUTH 01"23'00" WEST FROMPOINT "A"AS PREVIOUSLY DESCRIBED; THENCE NORTH 01 23'00" EAST PARALLEL WITH THE WEST LINE OF GOVERNMENT LOT 3 FOR A DISTANCE OF 340 FEET,MORE OR LESS,TO POINT "A" AND THE TRUE POINT OF BEGINNING; EXCEPT FROM THE ABOVE DESCRIBED PARCELS, A TRACT OF LAND CONVEYED TO JOHN A. KNOX, SINGLE AND FURNINO NICHOLLS, SINGLE, BY DEED RECORDED UNDER RECORDING NO.8901170391; AND EXCEPT THAT PORTION OF THE ABOVE DESCRIBED PARCELS CONVEYED TO PIERCE COUNTY, BY DEED RECORDED JANUARY 10,2008,UNDER RECORDING NO.200801100255; ALL BEING SITUATE IN THE COUNTY OF PIERCE, ST.TE OF WASHINGTON. Commonly known as: 17011 SOUTH VAUGHN ROAD VAUGHN, Washington 98394 which is subject to that certain Deed of Trust dated 9/24/2008, recorded 10/10/2008, under Auditor's File No. 200810100263, records of Pierce County, Washington, from CASEY INGELS AND GWENDOLYN J INGELS, HUSBAND AND WIFE, as Grantor(s), to PRLAP, INC., as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A.. Ventures Trust 2013-I-H-R by MCM Capital Partners, LLC, its trustee is the holder of the Promissory Note and current Beneficiary of the Deed of Trust. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM, THRU, NO.PMT, AMOUNT, TOTAL 5/1/2010, 11/01/2011, 19, $6,549.01, $124,431.19 12/1/2011, 11/01/2012, 12, $4,329.00, $51,948.00 12/1/2012, 11/01/2013, 12, $3,330.00, $39,960.00 12/1/2013, 11/01/2014, 12, $3,052.50, $36,630.00 12/1/2014, 01/01/2015, 2, $2,913.75, $5,827.50 2/1/2015, 03/01/2015, 2, $14,616.02, $29,232.04 4/1/2015, 10/07/2015, 7, $12,939.12, $90,573.84 LATE CHARGE INFORMATION NO. LATE CHARGES , TOTAL 1, $15,560.67 PROMISSORY NOTE INFORMATION Note Dated: 9/24/2008 Note Amount: $1,332,000.00 Interest Paid To: 4/1/2010 Next Due Date: 5/1/2010 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $1,332,000.00, together with interest as provided in the note or other instrument secured from the 5/1/2010, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 1/15/2016. The default(s) referred to in Paragraph III must be cured by 1/4/2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/4/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/4/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME& ADDRESS CASEY INGELS 17011 SOUTH VAUGHN ROAD VAUGHN, Washington 98394 CASEY INGELS P.O. BOX 2171 TACOMA, WA 98401-2171 CASEY INGELS P.O. Box 2242 Tacoma, WA 98401 CASEY RAY INGELS 17011 SOUTH VAUGHN ROAD VAUGHN, Washington 98394 CASEY RAY INGELS P.O. BOX 2171 TACOMA, WA 98401-2171 CASEY RAY INGELS P.O. Box 2242 Tacoma, WA 98401 GWENDOLYN J INGELS 17011 SOUTH VAUGHN ROAD VAUGHN, Washington 98394 GWENDOLYN J INGELS P.O. BOX 2171 TACOMA, WA 98401-2171 GWENDOLYN J INGELS P.O. Box 2242 Tacoma, WA 98401 by both first class and certified mail on 8/27/2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. DATED: 10/16/15 Benjamin David Petiprin, Esq., c/o Law Offices of Les Zieve as Trustee Address for service: Law Offices of Les Zieve 1100 Dexter Avenue North, Suite 100 Seattle, WA 98109 Phone No: (206) 866-5345 Beneficiary / Servicer Phone: (866) 581-4498 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) ss. County of Orange ) On 10/16/15, before me, Christine O'Brien , Notary Public personally appeared BENJAMIN DAVID PETIPRIN who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. EPP 13978 12/14, 1/4/2016 WITNESS my hand and official seal. Signature: Stephanie Islas IDX-664388 December 14, January 4