Re: Christman, Michael L & Carrie ORIGINAL TRUSTEE SALE RECORDED ON 09/13/2016 IN THE OFFICE OF THE PIERCE COUNTY RECORDER. NOTICE OF TRUSTEE'S SALE AFC #:16-119002 Title Order No.:160207717-WA-MSI I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on January 13, 2017, at the hour of 10:00 am At the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 8, JACOB ESTATES, ACCORDING TO THE PLAT THEREOF RECORDED UNDER RECORDING NUMBER 9503220583, RECORDS OF PIERCE COUNTY, WASHINTON. Abbrev. Legal: LT. 8, JACOB ESTATES, REC NO. 9503220583 Tax Parcel No.: 5001160080 Commonly known as: 24314 43rd Avenue Court East, Spanaway, WA 98387 which is the subject of that certain Deed of Trust dated March 26, 2003, recorded March 31, 2003, under Auditor's File No. 200303310588, records of Pierce County, Washington, from Michael L. Christman, and Carrie M. Christman, Husband and Wife as Grantor, to Landsafe Title of Washington as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Full Spectrum Lending, Inc. its successors and assigns as Beneficiary, which as assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certifcateholders of CWABS Inc., Asset-Backed Certificates, Series 2003-2 under an assignment recorded at Instrument No. 201108090307. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount(s) of $1,304.16 from December 1, 2014 through April 1, 2016; $1,399.43 from May 1, 2016 through June 1, 2016; and $1,437.60 from July 1, 2016 through September 1, 2016 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee's fees and costs are estimated at $1,535.05 as of September 7, 2016. The amount to cure the default payments as of the date of this notice is $32,416.34. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $117,059.55, together with interest in the Note or other instrument secured from November 1, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $141,319.77. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on January 13, 2017. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by January 2, 2017 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before January 2, 2017 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after January 2, 2017 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Michael L. Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Carrie M. Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Michael L. Christman 24314 43rd Ave E Spanaway, WA 98387 Carrie M Christman 24314 43rd Ave E Spanaway, WA 98387 Michael L. Christman 122 169th St E Apt E Spanaway, WA 98387 Carrie M Christman 122 169th St E Apt E Spanaway, WA 98387 Michael L Christman 3333 N Gove St Tacoma, WA 98407 by both first class and certified mail on August 5, 2016 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on August 5, 2016 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web s
ite: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit "A". EXHIBIT "A" Michael L. Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Carrie M. Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Michael L. Christman 24314 43rd Ave E Spanaway, WA 98387 Carrie M Christman 24314 43rd Ave E Spanaway, WA 98387 Michael L. Christman 122 169th St E Apt E Spanaway, WA 98387 Carrie M Christman 122 169th St E Apt E Spanaway, WA 98387 Michael L Christman 3333 N Gove St Tacoma, WA 98407 Boeing Employees' Credit Union P.O. Box 97050 Seattle, WA 98124 State of Washington Employment Security Department AMC #1 P.O. Box 9046 Olympia, WA 98507 Michael Lee Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Michael Lee Christman c/o Stacey Danielle Swenhaugen, Benjamin & Healy, PLLC 10116 36th Avenue Ct Sw, Suite #310 Lakewood, WA 98499 Carrie Marie Christman 24314 43rd Avenue Court East Spanaway, WA 98387 Carrie Marie Christman c/o Daniel W. Smith, Campbell Dille Barnett & Smith PLLC 317 South Meridian Puyallup, WA 98371 Carrie Marie Christman c/o Barbara H. Mcinvaille 960 Market Street Tacoma, WA 98402 Carrie Christman c/o Daniel W. Smith, Campbell Dille Barnett & Smith PLLC 317 South Meridian Puyallup, WA 98371 Carrie Christman c/o Barbara H. Mcinvaille 960 Market Street Tacoma, WA 98402 Occupant(s) 24314 43rd Avenue Court East Spanaway, WA 98387 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 7th day of September, 2016 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Kari Sheehan Asst V.P. / Assistant Sec. 3636 N. Central Ave., Suite 400 Phoenix, AZ 85012 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF ARIZONA ) ) SS. COUNTY OF MARICOPA ) This instrument was acknowledged before me this 7th day of September, 2016, by Kari Sheehan, Asst V.P. / Assistant Sec. Adriana Armijo Notary Public in and for the State of Arizona My Commission Expires: 11/8/2019 OFFICIAL SEAL ADRIANA ARMIJO Notary Public – Arizona MARICOPA COUNTY My Commission Expires NOVEMBER 8, 2019 NPP0291738 To: TACOMA DAILY INDEX IDX733675 12/09/2016, 12/30/2016